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MORTGAGE CENTER
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Mortgage Home With White Fence

The Road to Your Mortgage Starts Here

We offer:

  • Adjustable and Fixed-rate mortgages

  • FHA, PHFA and VA mortgages

  • Mortgage refinancing

  • Home equity loans

  • First time home buyer options
  • Ask about our "No Private Mortgage Insurance (PMI)" Programs

Terms every homebuyer needs to know

Free Mortgage Consultation

Most days, there isn't enough hours in the day to get everything done!  And when dealing with one of the biggest decisions of your life, buying a new home, you definitely want professional advice to guide you through the confusing home buying process and help you make the right decision without wasting time or money. That's why we offer our FREE Mortgage Consultation.  Meet with one of our Mortgage Specialists, on your time, and schedule a no obligation appointment!

Wondering if a FREE Mortgage Consultation is right for you?

  • Looking to buy a new home and on the fence as to what to do and when? 
  • Checking the mortgage rates to see when is the best time to refinance your current home?
  • Already own a home? Will refinancing your existing mortgage can save you money?  
  • Wondering how much home you can afford?  Is a prequalification helpful?

Sound familiar?  Then maybe a FREE Mortgage Consultation is perfect for you! 

To get started, please complete the free mortgage consultation form and one of our Mortgage Loan Officers will contact you soon to schedule your free, no obligation consultation!

FREE Mortgage Consultation


FREE Home Buyer Guide

20 Home Buyer Guide

Home Buyer Guide

Our comprehensive Home Buyer Guide includes information on house hunting tips, details on your credit score, the basics on Real Estate Agents, mortgage guidelines, financing options, finalizing the deal and much more!  If you're home shopping, this is a must read.  Know the facts before you go house hunting!  

Read on to discover everything you need to know about finding, buying and financing a place you’ll love – with a payment you can afford.  

Click the image to view the GUIDE


First-Time Homebuyer? We can help!

We are here to help make your dream of homeownership a reality!  Speak with one of our mortgage specialists to see if you qualify as a first-time home buyer.  A variety of terms available from 10, 15, 20 or 30 years (fixed term only - maximum purchase price $100,000)

19 Mortgage Key Small

Qualifications as first-time homebuyer - person has not owned a home within the past three years or owned a home only while married, but not as a single person, within the past three years. This includes a married couple if either has not owned a home within the past three years. Contact an Erie FCU Mortgage specialist for complete details and qualifications.

Meet our Mortgage Loan Officers!

Whether you're a first-time buyer or looking for that ultimate "dream home" our experienced and local Mortgage Lending Team are here to help you every step of the way!  Make one of the biggest decisions of your life with local people you trust to get the job done fast and hassle free. Reach out to them today! 

Mortgage Loan Officers


Everybody offers Home Loans. We offer More!

Get PRE-QUALIFIED*…instantly!

Here’s one of the most important questions in the home buying process: “How much can I really afford?” One way to find the answer is to get a free mortgage pre-qualification* from Erie FCU.

Being pre-qualified* is a conditional approval for a mortgage. All that you have to do is supply your overall financial picture, including your debt, income and assets, and we’ll give you an idea of the mortgage amount you might qualify for. Whether you see your next home as a spacious ranch, charming colonial, or lakefront property, being pre-qualified allows you to focus on finding the perfect home in your price range.

Best of all, you can get pre-qualified quickly! Having your financing before you start house hunting lets you make an offer as soon as you've found your dream home.

Welcome Experienced & First-Time Home Buyers!

Whether you're a first time home buyer or an experienced home buyer with specific lending needs, select this application to get your mortgage loan started.

Get prequalified for a home loan

Looking to refinance?

Have an existing mortgage at another financial institution and looking to refinance at a lower interest rate? Select this application to get the process started.

Apply for a home refinance

Put your home's equity to work and start living your dreams. An Erie Federal Credit Union Home Equity Loan or Home Equity Line of Credit is an affordable way to reach your goals. Whether you're considering educational expenses, a home improvement project, or a fabulous vacation, our Home Equity options could be the perfect solution for you.

Learn more about our home equity products


PENNVEST Septic Loan Program Image

PENNVEST HOMEOWNER Septic Program

Are you concerned with the high costs associated with repairing or replacing your on-lot septic system? We can help! 

PENNVEST HOMEOWNER Septic Program

Still have questions? Click here to submit your questions.

Erie Federal Credit Union NMLS# - 414454


Rates last updated: 07/17/2020 08:53 AM

Get a personalized rate quote and search for the perfect home. Ready to get started?

Current Rates - Click Here or Call (814) 825-2436

Loans subject to credit approval. Membership eligibility required. Erie Federal Credit Union NMLS# - 414454


You're ready to make the next step, let's help you get started.  Select the option below that meets your needs.

Get Pre-Qualified for a Home Loan

Apply for a home refinance



Russell Couple Family - Testimonial Image
We did a mortgage refinance with Erie FCU and we're very happy. The mortgage counseling is super helpful. If you are thinking of refinancing, they'll help you make sense of the numbers and will help you come to a decision on what's right for you. Whether you are borrowing or investing, their rates are really hard to beat.”
— James & Kathryn R.