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PERSONAL LOANS
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Looking to enhance your Summer Fun?

Maybe a fixed-rate Erie FCU "Summer Fun" Personal Loan can do the trick and help out with, well...ANYTHING.  Use the funds to amp up your summer fun or perhaps, use the funds to pay bills, cover unexpected expenses, plan a wedding, a vacation or whatever your needs may be. Rates are as low as 6.24% APR* with flexible repayment terms and same day decisioning (in most cases).  Click button to learn more about our Personal Loan options!

Personal Loan Rates


APR = Annual Percentage Rate.

The Annual Percentage Rate disclosed with an asterisk (*) represents the lowest possible APR for that Personal Loan. Your interest rate and term will be based on certain credit worthiness criteria. Contact us to determine your qualifying APR. Payment example: 36 monthly payments at 7.49% APR* with no payment protection produces a payment of $31.10 per $1,000.00 borrowed. Maximum amount $15,000.

*A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay.

All Loan Rates are Subject to Change - Contact Erie FCU for additional Information.

Below are a list of calculators that are designed to meet your personal loan needs. If you do not see a calculator of interest, please visit our Financial Calculators.

Note: Financial calculators are not guarantees of credit.

Rates last updated: 04/11/2025 12:35 AM

APR = Annual Percentage Rate.

The Annual Percentage Rate disclosed with an asterisk (*) represents the lowest possible APR for that Personal Loan. Your interest rate and term will be based on certain credit worthiness criteria. Contact us to determine your qualifying APR. Payment example: 36 monthly payments at 7.49% APR* with no payment protection produces a payment of $31.10 per $1,000.00 borrowed. Maximum amount $15,000.

*A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction.

All Loan Rates are Subject to Change - Contact Erie FCU for additional Information.


Personal Loans

Loan Type APR APR w/auto pay/payroll deduction* Term/Months
Share Secured Loan 6.00% 6.00% Up to 60
EZ Personal Loan (Unsecured Loan) 6.49% 6.24%* Up to 12
EZ Personal Loan (Unsecured Loan) 7.49% 7.24%* Up to 36
EZ Personal Loan (Unsecured Loan) 8.49% 8.24%* Up to 48
EZ Personal Loan (Unsecured Loan) 9.49% 9.24%* Up to 60

Monthly Payment Estimator

You've made your mind on the type of personal loan you want and it is time to take action.

We make it simple with 3 simple ways to apply!

Apply Online Apply at a branch Call (814) 825-2436

Service members and their dependents may qualify for additional protections under federal law. Please call 1-800-480-0494 option 8 for additional disclosures.