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PERSONAL LOANS
Dream BIG! Personal loans... For whatever!
Apply online today!

Go see the world. Consolidate your debt. Make some needed home repairs. Pay for unexpected medical or dental expenses. An Erie FCU personal loan allows you the freedom to do what you wish, when you wish! With rates as low as 5.24% APR*, don't just dream it... live it!

Term Rates as low as Payment per $1,000 borrowed (with no payment protection)
0-12 5.24% APR* $85.71 (12 Months)
13-36 6.24% APR* $30.53 (36 Months)
37-48 7.24% APR* $24.06 (48 Months)
49-60 8.24% APR* $20.39 (60 Months)

Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. * Annual percentage rate includes a .25% discount. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. Membership eligibility required.

Below are a list of calculators that are designed to meet your personal loan needs. If you do not see a calculator of interest, please visit our Financial Calculators.

Note: Financial calculators are not guarantees of credit.

Rates last updated: 04/03/2018 10:07 AM

APR = Annual Percentage Rate. 

The Annual Percentage Rate disclosed with an asterisk (*) represents the lowest possible APR for that Personal Loan. Your interest rate and term will be based on certain credit worthiness criteria. Contact us to determine your qualifying APR. Payment example: 36 monthly payments at 5.99% APR* with no payment protection produces a payment of $30.43 per $1,000.00 borrowed.

*A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction.

All Loan Rates are Subject to Change - Contact Erie FCU for additional Information.


Personal Loans

Loan Type APR APR w/auto pay/payroll deduction* Term
Share Secured Loan 5.00% 5.00% 60
EZ Personal Loan (Unsecured Loan) Up to 12 Months 5.49% 5.24%* 12
EZ Personal Loan (Unsecured Loan) Up to 36 Months 6.49% 6.24%* 36
EZ Personal Loan (Unsecured Loan) Up to 48 Months 7.49% 7.24%* 48
EZ Personal Loan (Unsecured Loan) Up to 60 Months 8.49% 8.24%* 60
Holiday Loan Available October-January 5.49% 5.24%* 12

Monthly Payment Estimator

Better Choice Loan - Payday Lending Alternative

Loan Type Rate APR Term
Better Choice Loan 18.00% 18.00% 90 Days
*The Better Choice Loan has a $20.00 application fee.

Monthly Payment Estimator  |  Learn more about this product

You've made your mind on the type of personal loan you want and it is time to take action.

We make it simple with 3 simple ways to apply!

Apply Online Apply at a branch Call (814) 825-2436

Service members and their dependents may qualify for additional protections under federal law. Please call 1-800-480-0494 option 8 for additional disclosures.