An Erie FCU Personal Loan is an affordable way to pay unexpected expenses, consolidate your debt, make some needed home repairs or more. You'll find rates as low as 5.74% APR*!
| Term | Rates as low as | Monthly payment per $1,000 borrowed (with no payment protection) |
|---|---|---|
| 0-12 | 5.74% APR* | $85.95 (12 Months) |
| 13-36 | 6.74% APR* | $30.77 (36 Months) |
| 37-48 | 7.74% APR* | $24.30 (48 Months) |
| 49-60 | 8.74% APR* | $20.64 (60 Months) |
| Borrow up to $15,000 |
Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. * Annual percentage rate includes a .25% discount. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. Membership eligibility required.
Rates last updated: 01/04/2022 10:23 AM
APR = Annual Percentage Rate.
The Annual Percentage Rate disclosed with an asterisk (*) represents the lowest possible APR for that Personal Loan. Your interest rate and term will be based on certain credit worthiness criteria. Contact us to determine your qualifying APR. Payment example: 36 monthly payments at 6.99% APR* with no payment protection produces a payment of $30.88 per $1,000.00 borrowed. Maximum amount $15,000.
*A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction.
All Loan Rates are Subject to Change - Contact Erie FCU for additional Information.
| Loan Type | APR | APR w/auto pay/payroll deduction* | Term/Months |
|---|---|---|---|
| Share Secured Loan | 5.00% | 5.00% | 60 |
| EZ Personal Loan (Unsecured Loan) Up to 12 Months | 5.99% | 5.74%* | 12 |
| EZ Personal Loan (Unsecured Loan) Up to 36 Months | 6.99% | 6.74%* | 36 |
| EZ Personal Loan (Unsecured Loan) Up to 48 Months | 7.99% | 7.74%* | 48 |
| EZ Personal Loan (Unsecured Loan) Up to 60 Months | 8.99% | 8.74%* | 60 |
| Holiday Loan Available October-January | 5.99% | 5.74%* | 12 |
You've made your mind on the type of personal loan you want and it is time to take action.
Service members and their dependents may qualify for additional protections under federal law. Please call 1-800-480-0494 option 8 for additional disclosures.
