Balance Webinar - 21 Ways to Trim Your Budget
Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more.

Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more.
Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more.
Looking to buy a home in 2026? Wondering about the process? Erie’s Choice in mortgage lender, Erie FCU, is hosting a FREE Home Buying Seminar! Learn and get answers to your questions from our home buying experts!
Seminar is a must attend if you're looking at becoming a home owner and is open to members and non-members! 🏡🏠🏚
Seminar location: Erie FCU Community Room B at our Glenwood Office - 3503 Peach Street, Erie, PA.
Presented by: Michelle Jackson | First Heritage Mortgage Loan Officer
We’ll talk about what it means to be financially healthy – which is so much more than just your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. You’ll also confidentially determine your Financial Health Score and the steps to improve that score.
We’ll talk about what it means to be financially healthy – which is so much more than just your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. You’ll also confidentially determine your Financial Health Score and the steps to improve that score.
Buying a home is one of the biggest financial decisions you’ll ever make—and preparation is key. This session focuses on helping you understand what it takes to be ready for homeownership, from assessing your financial situation to navigating the pre-purchase process. You’ll gain the tools and knowledge you need to confidently take your first steps toward owning a home.
Buying a home is one of the biggest financial decisions you’ll ever make—and preparation is key. This session focuses on helping you understand what it takes to be ready for homeownership, from assessing your financial situation to navigating the pre-purchase process. You’ll gain the tools and knowledge you need to confidently take your first steps toward owning a home.
Once you’re financially ready, the next step in becoming a homeowner is understanding the mortgage and homebuying process so you can make confident, informed decisions. This session walks you through everything from comparing mortgage options to making an offer and closing on your home. You’ll learn how to avoid common mistakes and ensure your purchase supports your long-term financial health.
Once you’re financially ready, the next step in becoming a homeowner is understanding the mortgage and homebuying process so you can make confident, informed decisions. This session walks you through everything from comparing mortgage options to making an offer and closing on your home. You’ll learn how to avoid common mistakes and ensure your purchase supports your long-term financial health.
Everyone wants more control over their financial life — and the key to getting there is a budget. In this session, you’ll discover how to build a realistic spending plan that works for your lifestyle, supports your goals, and helps you stay on track. Participants will learn how to set short- and long-term financial goals, allocate income intentionally, and create a budget that sticks.
Everyone wants more control over their financial life — and the key to getting there is a budget. In this session, you’ll discover how to build a realistic spending plan that works for your lifestyle, supports your goals, and helps you stay on track. Participants will learn how to set short- and long-term financial goals, allocate income intentionally, and create a budget that sticks.
The teen years are a critical time for developing financial independence. This workshop supports parents and teens in navigating real-world money decisions such as spending, saving, earning, and credit awareness. Through practical tools and guided discussion, participants learn how to foster confidence, responsibility, and mindful financial decision-making.
The teen years are a critical time for developing financial independence. This workshop supports parents and teens in navigating real-world money decisions such as spending, saving, earning, and credit awareness. Through practical tools and guided discussion, participants learn how to foster confidence, responsibility, and mindful financial decision-making.
Purchasing or leasing a vehicle is a decision that impacts your budget, lifestyle, and long-term financial goals. In this informative workshop, we’ll navigate the pros, cons, and hidden considerations behind each choice. Whether you’re looking for a personal car or an upgrade, you’ll gain the insights you need to make a confident, informed decision.
Purchasing or leasing a vehicle is a decision that impacts your budget, lifestyle, and long-term financial goals. In this informative workshop, we’ll navigate the pros, cons, and hidden considerations behind each choice. Whether you’re looking for a personal car or an upgrade, you’ll gain the insights you need to make a confident, informed decision.
Credit cards are part of everyday life but using them well requires more than knowing the basics. This session helps participants understand the habits and mindsets that shape their spending—and how small changes can make credit cards work for them, not against them. This session offers clear guidance, practical tips, and simple ways to build healthier credit behaviors that support long-term financial confidence.
Credit cards are part of everyday life but using them well requires more than knowing the basics. This session helps participants understand the habits and mindsets that shape their spending—and how small changes can make credit cards work for them, not against them. This session offers clear guidance, practical tips, and simple ways to build healthier credit behaviors that support long-term financial confidence.
Caring for both children and aging loved ones can strain time, finances, and emotional wellbeing. This workshop helps multigenerational caregivers understand competing financial demands, plan proactively, and access resources. Participants learn strategies to reduce stress, set boundaries, and support stability for themselves and their families.
Caring for both children and aging loved ones can strain time, finances, and emotional wellbeing. This workshop helps multigenerational caregivers understand competing financial demands, plan proactively, and access resources. Participants learn strategies to reduce stress, set boundaries, and support stability for themselves and their families.
Scammers are especially active during busy and high-spending times of year. This engaging workshop helps participants recognize common seasonal scams, understand red flags, and protect themselves during the holidays. Through real-world examples and practical prevention tools, participants learn how to stay alert, avoid fraud, and enjoy the season with greater peace of mind.
Scammers are especially active during busy and high-spending times of year. This engaging workshop helps participants recognize common seasonal scams, understand red flags, and protect themselves during the holidays. Through real-world examples and practical prevention tools, participants learn how to stay alert, avoid fraud, and enjoy the season with greater peace of mind.