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Borrow the smart way.
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Now introducing the Sallie Mae Smart Option Student Loan. You can finance up to 100% of school expenses, save money, help build your credit and pay off your student loan faster. For complete details and to apply online, select 'Get Started with Sallie Mae' below:

Get Started with Sallie Mae

With college costs growing fast, it's time to borrow smarter.

The Smart Option Student Loan offers these benefits:

  • A choice of competitive rates for undergraduate students
  • Competitive, variable and fixed interest rates.
  • Receive a discount while enrolled for making monthly payments by automatic debit.
  • Get the money you need
  • Choose the repayment option that's best for you
  • Deferred Repayment Option, Fixed Repayment Option, or Interest Repayment Option.
  • And more!

Applying online is easy—it only takes about 15 minutes to apply and get a credit result.

Get Started with Sallie Mae

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I have been an Erie Federal Credit Union member for approximately 40 years. About 20 years ago I discovered just how fortunate I was to be a member, when I found myself in the middle of an unexpected divorce. Even though I was in a financial tailspin the Credit Union stood by me ‘unconditionally’ and provided the necessary support to help me get back on my feet financially. Erie Federal Credit Union is all about supporting its members and the Erie community and is evidenced by their beautiful new office built in the City center. They invest here while so many other businesses are leaving; it truly shows that Erie Federal Credit Union cares about Erie. ”
— Mary K. D.