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STUDENT LOAN OPTIONS
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Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae® Student loans from Erie Federal Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parent.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Sallie Mae® higher education loan options

Smart Option Student Loan® for Undergraduate Students

Parent Loan

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Erie Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America


College Planning 101

Most parents have already heard the bad news: a college education has never been more expensive. Many, in fact, are still paying off their own student debt and would like their children to avoid that burden. The good news is that there’s a lot parents can do to help their children and make the costs of college more manageable.

College Planning 101


3 Useful Links to College Life

The entire process of applying for financial aid, to understanding the college's "Award Letter", to finding the right financing options can be a daunting, confusing task. Below are 3 useful links to help bridge the gap of being confused to understanding the process to make a fiscally sound choice for the future college student.

3 Useful Links


Congratulations! You've Graduated! Now What?

You're done with college, and now you're ready to be on your own. But for newly minted grads who didn't major in money management, here's one last assignment: Summer reading to help with your financial future. That degree you earned might open the door to a higher salary — and carry a student loan burden — so it's important to know how to balance it all as you set the stage for the rest of your life. 

Below are two stories to help steer you in the right direction. >

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Dave3
I just wanted to say Thank You for all that Erie Federal Credit Union does for the Erie community. I saw a piece about your staff helping with the Veteran’s Miracle Center in Erie. It was also awesome to see your support at the recent Catholic Charities Club CC which benefits St. Martin Center. ”
— David Gonzales