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CHECKING
Our care “free” checking options will have you smiling.
Open a Checking Account

An Erie FCU Checking Account offers you the same bells and whistles as the big banks, but we make things much simpler with “no surprises” or hidden and complicated maintenance fees. Our free checking is truly FREE and our Dividend +Plus Checking allows you to earn above-market monthly dividends.


Checking Comparison Chart

Benefits Dividend +Plus Checking Premium Checking Free Checking
Earns Interest Yes Yes No
Minimum Balance Requirement No No No
Minimum Average Daily Balance Required to Earn Higher Dividend $500.00 No No
Free Basic Credit Union Checks Limit 2 boxes per primary members SSN# per year 1 box with Direct Deposit of Net Pay2 Boxes with Social Security or Pension Direct Deposit 1 box with Direct Deposit of Net Pay2 Boxes with Social Security or Pension Direct Deposit 1 box with Direct Deposit of Net Pay2 Boxes with Social Security or Pension Direct Deposit
Monthly Service Fee No $2 monthly fee if applicable requirements are not met Yes $2 per month No
Additional Monthly Requirement Ez e-Statements EZ Bill Pay Minimum 15 PIN or Signature Debit Card transactions No No
Overdraft Protection Options Yes Yes Yes
Nationwide Shared Branch Access(SM) Yes Yes Yes
Monthly Statement/ Paper or e-Statement Yes Yes Yes
Free 24/7 Account Access EZ Money Manager EZ Phone, EZ Mobile EZ Alerts, EZ Bill Pay Yes Yes Yes
Free Debit MasterCard® TransactionsPin/Signature/ATM Yes/15 PIN or Signature transactions per day Yes/15 PIN or Signature transactions per day Yes/15 PIN or Signature transactions per day
Free Erie FCU ATM Withdrawals/Inquiries Yes/$400 withdrawal limit per day Yes/$400 withdrawal limit per day Yes/$400 withdrawal limit per day
Free Erie FCU ATM Deposits Yes/Unlimited Yes/Unlimited Yes/Unlimited
Non-Erie FCU ATM Withdrawals 4 free per month- $1.50 fee per withdrawal after 4 4 free per month- $1.50 fee per withdrawal after 4 $1.50 fee per withdrawal
Non-Erie FCU ATM Inquiries $.75 per inquiry $.75 per inquiry $.75 per inquiry

Switching your checking account won't be a hassle with our Free & EZ Switch Kit. We'll assist you in changing your automatic payments, transfers and direct deposits to your Erie FCU Checking Account.

Click here to request a Free & EZ Switch Kit.

*When requesting information regarding a product or service via email, please do not include any personal or sensitive account information.

Learn about our High Dividend Yielding Checking Acount

A Dividend +Plus Checking Account Makes Sense For You!

Feel like your current checking account isn’t returning the favor? Open a Dividend +Plus Checking Account today and start earning dividends. It's easy, we'll show you how.

Learn more about Dividend Plus Checking


Erie FCU Debit Card Stock Image

Debit MasterCard®

Worldwide access to your Checking Account.

  • Point-of-sale purchases
  • ATM Access
  • ATM Locations
  • Balance Inquiries
  • Deposits
  • Withdrawals

Register Your Debit Card with SecureCard


Godirect Web

Go Direct With Direct Deposit

Direct deposit is the best way to receive your Social Security, SSI, VA Compensation, Pension and Payroll. Direct Deposit allows immediate access to funds, eliminates the risk of stolen checks and reduces your exposure to fraud.

To learn more about the benefits of Direct Deposit log on to www.electronicpayments.org or contact your employer to request Direct Deposit.

Click here if you need to download and print one of our Direct Deposit Forms.


Account Overdraft: Guard against the cost of accidental overdrafts

  • Link your checking account to one of your savings accounts
  • Transfers in $50.00 increments

Click here to view current overdraft option fees.


Note: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner.

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