An Erie FCU Checking Account offers you the same bells and whistles as the big banks, but we make things much simpler with “no surprises” or hidden and complicated maintenance fees. Our free checking is truly FREE and our Dividend +Plus Checking allows you to earn above-market monthly dividends.
| Benefits | Dividend +Plus Checking | Premium Checking | Free Checking |
|---|---|---|---|
| Earns Interest | Yes | Yes | No |
| Minimum Balance Requirement | No | No | No |
| Minimum Average Daily Balance Required to Earn Higher Dividend | $500.00 | No | No |
| Free Basic Credit Union Checks Limit 2 boxes per primary members SSN# per year | 1 box with Direct Deposit of Net Pay2 Boxes with Social Security or Pension Direct Deposit | 1 box with Direct Deposit of Net Pay2 Boxes with Social Security or Pension Direct Deposit | 1 box with Direct Deposit of Net Pay2 Boxes with Social Security or Pension Direct Deposit |
| Monthly Service Fee | No $2 monthly fee if applicable requirements are not met | Yes $2 per month | No |
| Additional Monthly Requirement | Ez e-Statements EZ Bill Pay Minimum 15 PIN or Signature Debit Card transactions | No | No |
| Overdraft Protection Options | Yes | Yes | Yes |
| Nationwide Shared Branch Access(SM) | Yes | Yes | Yes |
| Monthly Statement/ Paper or e-Statement | Yes | Yes | Yes |
| Free 24/7 Account Access EZ Money Manager EZ Phone, EZ Mobile EZ Alerts, EZ Bill Pay | Yes | Yes | Yes |
| Free Debit MasterCard® TransactionsPin/Signature/ATM | Yes/15 PIN or Signature transactions per day | Yes/15 PIN or Signature transactions per day | Yes/15 PIN or Signature transactions per day |
| Free Erie FCU ATM Withdrawals/Inquiries | Yes/$400 withdrawal limit per day | Yes/$400 withdrawal limit per day | Yes/$400 withdrawal limit per day |
| Free Erie FCU ATM Deposits | Yes/Unlimited | Yes/Unlimited | Yes/Unlimited |
| Non-Erie FCU ATM Withdrawals | 4 free per month- $1.50 fee per withdrawal after 4 | 4 free per month- $1.50 fee per withdrawal after 4 | $1.50 fee per withdrawal |
| Non-Erie FCU ATM Inquiries | $.75 per inquiry | $.75 per inquiry | $.75 per inquiry |
Switching your checking account shouldn't be a hassle. We'll assist you in changing your automatic payments, transfers and direct deposits to your Erie FCU Checking Account.
*When requesting information regarding a product or service via email, please do not include any personal or sensitive account information.
Feel like your current checking account isn’t returning the favor? Open a Dividend +Plus Checking Account today and start earning dividends. It's easy, we'll show you how.
Learn more about Dividend Plus Checking
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Direct deposit is the best way to receive your Social Security, SSI, VA Compensation, Pension and Payroll. Direct Deposit allows immediate access to funds, eliminates the risk of stolen checks and reduces your exposure to fraud.
To learn more about the benefits of Direct Deposit log on to www.electronicpayments.org or contact your employer to request Direct Deposit.
Click here if you need to download and print one of our Direct Deposit Forms.
Click here to view current overdraft option fees.
Note: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner.
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