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Fee Schedule

Effective January 1, 2020

Savings Account Fees
Primary Savings Account Bad Address Fee $5.00 per address change
Primary Savings Unable to Locate Fee $5.00
Primary Savings Closure Fee $5.00 (within 90 days of opening)
Holiday Club Fee $5.00 per early withdrawal
Checking Account Fees
NSF Return Fee $30.00 per item
Stop Payment Fee $30.00 per stop
Courtesy Pay Overdraft Protection Fee $30.00 per item
Premium Checking Account Service Fee $2.00 per month
New Beginnings Checking Account Service Fee $5.00 per month
Overdraft Protection Fee $5.00 per transfer / $50.00 increments
Check Copy Fee $1.00 per check
Starter Checks $2.00 per four (4) after initial set
Foreign Check Processing Fee $20.00 per item
STAR® Card/Debit MasterCard® Fees
Replacement Card Fee $8.00 per card
Express Mailing of Card $48.00
Other Service Fees (applicable to all accounts)
Account Inactivity Fee $5.00 per month after twelve (12) months
Account Statement/History Copy Fee Pick-up/Mailed $1.00 per page
Account Research Fee $20.00 per hour
TravelMoney VISA® EMV Card $5.00 per card
VISA® Prepaid Gift Cards $2.50 per card
Deposited Item Return Fee $30.00 per item
Money Order Fee $2.00 per item
Money Order Stop Payment Fee $5.00 per item
Money Order Copy Fee $2.00 per item
Cashier's Check $5.00 per item
Cashier's Check Declaration of Loss Fee $5.00 per item
Cashier's Check Copy Fee $2.00 per item
Court Order/Legal/Tax Levy Fee $50.00
Certified Mail Fee Fee based on current U.S. Postal rate.
Account Escheat Fee $50.00
Loan Payment Convenience Fee $8.00 per item
Check Cashing for Non-Members $5.00 per check
FedLine Wire Transfer Incoming/Outgoing Fee
Within the USA $15.00 per transfer
Outside the USA $40.00 per transfer
(Mid-Atlantic) Available until noon
Electronic Funds Transfer Fees
Unlimited Transactions/Balance Inquiries at ProprietaryATMS
Foreign ATM Inquiry Fee $.75 per inquiry
Foreign ATM Withdrawal Fee
Premium Checking $1.50 per withdrawal after 4 per month
Free Checking $1.50 per withdrawal
Regular Savings $1.50 per withdrawal
Credit Union Membership
Membership Share $5.00 par value

*Membership par value is not a fee.

The rates and fees appearing in this schedule are accurate and effective for accounts as of the Effective Date indicated on this Fee Schedule. If you have any questions or require current fee information on your accounts, please contact the Credit Union.