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PERSONAL BANKING
Financial solutions that meet all of your financial needs.
Become a member

Trust us.  We have loans, deposits and financial services for all your needs.

Thank you for your interest in Erie Federal Credit Union. As a member, we have the deposit and loan options to make your life easier. Whether you want to buy a new home or vehicle, need savings and retirement plan or need a little help with life’s expenses, we’re here to help with whatever life throws at you.

We offer a full range of loan options.

Mortgage Loans

  • We offer conventional, adjustable-rate, and FHA mortgage loans. Take advantage of our free pre-approval and ask us about our refinance options! Learn more.

Home Equity Loan/Lines of Credit

  • Put your home’s equity to work and start living your dreams. Whether you’re considering educational expenses, a home improvement project, or a much needed vacation, our Home Equity Loan options or perhaps a Home Equity Line of Credit could be the perfect solution for you! Learn more.

Auto Loans

  • Research vehicles or find a participating Apply, Sign & Drive dealership. Learn more.

Personal Loans

  • Go see the world. Consolidate your debts. Make some needed home repairs or splurge on just you!  Now with new lower rates! Learn more.

Platinum MasterCard®

  • New card holders receive a low introductory APR for 6 months on purchases, balance transfers, and cash advances with NO Annual Fee and NO Balance Transfer fees.  Our credit card is always the right choice. Learn more.

Loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership eligibility required.

We offer a full range of deposit options.

Holiday Club

Start earning interest from your first deposit with no minimum balance.  You can make unlimited deposits and your funds are available in October for withdrawal.

Money Market

Make the most out of your savings with an Erie FCU Money Market account.  With tiered interest rates and dividends paid monthly, the more deposit, the more your earn.  View Rates.

Safe Deposit Boxes

Sometimes it is important to have those special items kept in a safe and secure location like a Safe Deposit Box. For details and pricing, click here.

Special Savings

There are benefits to keep your funds in a special account.  Keep your funds organization, earn interest and save for a special event or occasion.

Share Certificates

We have several share certificate options and terms for any saver.  From the beginner to the experienced, we have options to fit your need.  Learn more.

Youth Saving Options

Whether it’s quarters from the tooth fairy, birthday cash, or a weekly allowance, a Treasure Club Kid’s Account is the perfect account for kids’ age 12 years old and younger. The Treasure Club is designed to promote savings and to educate kids’ age 12 years old and younger about their credit union. Learn more.

It's your money, so we think it should be up to you when to do your banking. Whether it's paying your bills, easily searching your personal data or finding a nearby ATM while on the go, our online account access experience has been designed with You in mind.

Pay Your Bills Check Your Accounts Manager Your Money
Free Bill Pay Free e-Statements Personal Financial Management Tools
Setup email alerts Secure Connection Take photo to deposit a check
Setup automatic payments & track history Easy way to update your information View check images & more!

Enroll in Free Online Banking

Membership has its advantages!

Not only do we have competitive interest rates and lower fees, we offer more. Find “member only” discounts to the Erie Otters, SeaWolves, Bayhawks, Broadway In Erie series and more with money saving loan promotions designed specifically with the member in mind!  Unlike banks, credit union profits are returned through better rates and lower fees.  Experience the credit union difference!

With Erie FCU membership you receive special member only events & offers like:

  • State-of-the-art online services
  • Exceptional member service
  • Being part of a member owned, member operator financial cooperative.
  • Discounts to Erie SeaWolves, Erie BayHawks and Erie Otters
  • Member referral program with cash bonuses
  • 9 Convenient Locations
  • Access to more than 38 local no surcharge & no fee ATMs
  • Access to more than 38,000 ATMs and more than 6,000 Shared Service Center locations
  • Love My Credit Union Rewards
  • Membership Appreciation Day
  • Free Financial Education tools
  • And more!

Become a member online today!

Note: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner.

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Missy Monacella business Photo
After decades of being a personal and business customer of a large regional bank, I made the decision to leave because they were no longer “business friendly”. After some checking, I eventually decided to open both my personal and business accounts at Erie FCU’s downtown branch. I am impressed with their staff and even more impressed that they remembered my name the next time I visited. That never happened at the bank. Erie FCU has friendly and efficient professionals. They helped me get my business banking on track and made our new home buying process as simple as possible. By the way, thank you Sarah…you were a godsend! I highly recommend Erie FCU! ”
— Missy Monacella