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Shares

Rates last updated: 10/03/2018 12:12 PM

APY = Annual Percentage Yield. The disclosed dividend rates are variable and may change after the member opens the account(s). Regular Share Savings Accounts require a minimum balance of $5.00. Dividends are calculated and paid monthly based on the average daily balance during the month. Money Market accounts require a minimum deposit of $5,000.00 to open the account. Tier interest rate share accounts will reflect a blended APY on the periodic statement. Fees or penalties may be imposed for early withdrawals. Fees could reduce earnings on the accounts.

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Share Savings

Type	Dividend Rate	APY
Regular Share Tiered Rate (Balance $.01 to $4,000.00)	0.15	0.15
Regular Share Tiered Rate (Balance $4,000+)	0.30	0.15 - 0.30
Money Market Share Tiered Rate (Balance $5,000.00 to $25,000.00)	0.45	0.45
Money Market Share Tiered Rate $25,000.01 to $50,000.00	0.65	0.45 - 0.55
Money Market Share Tiered Rate $50,000.01 to $100,000.00	0.95	0.55 - 0.75
Money Market Share Tiered Rate $100,000.01 to $200,000.00	1.10	0.75 - 0.93
Money Market Share Tiered Rate $200,000.01 and greater	1.50	0.93 - 1.45
Holiday Share Club (Balance $.01+)	0.15	0.12
Special Share Club (Balance $.01+)	0.30	0.31
EZ Saver Share (Balance $.01+)	0.15	0.12

Share Draft Checking

Type	Dividend Rate	APY
Free Checking	0.00	0.00
Premium Checking (Balances $.01+)	0.10	0.12
Dividend +Plus Checking $500.00 to $25,000 (Requirements Met)	2.50	2.53
Dividend +Plus Checking $500.00 to $25,000 (Requirements Not Met)	0.10	0.10
Dividend +Plus Checking greater than $25,000	0.10	0.10