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Shares

Rates last updated: 03/02/2020 10:05 AM

APY = Annual Percentage Yield. The disclosed dividend rates are variable and may change after the member opens the account(s). Regular Share Savings Accounts require a minimum balance of $5.00. Dividends are calculated and paid monthly based on the average daily balance during the month. Money Market accounts require a minimum deposit of $5,000.00 to open the account. Tier interest rate share accounts will reflect a blended APY on the periodic statement.

Jumbo Money Market accounts are tiered rate accounts. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed below. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.

Fees or penalties may be imposed for early withdrawals. Fees could reduce earnings on the accounts.

To view all interest rates, click here.

Share Draft Checking

Type	Dividend Rate	APY
Free Checking	0.00	0.00
Premium Checking (Balances $.01+)	0.10	0.12
Dividend +Plus Checking $500.00 to $25,000 (Requirements Met)	2.50	2.53
Dividend +Plus Checking $500.00 to $25,000 (Requirements Not Met)	0.10	0.10
Dividend +Plus Checking greater than $25,000	0.10	0.10

Share Savings

Type	Dividend Rate	APY
Regular Share Tiered Rate (Balance $.01 to $4,000.00)	0.15	0.15
Regular Share Tiered Rate (Balance $4,000+)	0.30	0.15 - 0.30
Holiday Share Club (Balance $.01+)	0.15	0.12
Special Share Club (Balance $.01+)	0.30	0.31
EZ Saver Share (Balance $.01+)	0.15	0.12

Money Market Accounts

Type	Dividend Rate	APY
Money Market Share Tiered Rate (Balance $5,000.00 to $25,000.00)	0.45	0.45
Money Market Share Tiered Rate $25,000.01 to $50,000.00	0.65	0.45 - 0.55
Money Market Share Tiered Rate $50,000.01 to $100,000.00	0.95	0.55 - 0.75
Money Market Share Tiered Rate $100,000.01 to $200,000.00	1.10	0.75 - 0.93
Money Market Share Tiered Rate $200,000.01 and greater	1.50	0.93 - 1.45

Jumbo Money Market

Type	Dividend Rate	APY
Jumbo Money Market Rate (Balance $5,000.00 to $200,000.00)	0.45	0.45
Jumbo Money Market Rate (Balance $200,000.01 & greater)	2.25	2.27