Rates last updated: 04/17/2025 02:24 PM
APY = Annual Percentage Yield. The disclosed dividend rates are variable and may change after the member opens the account(s). Regular Share Savings Accounts require a minimum balance of $5.00. Dividends are calculated and paid monthly based on the average daily balance during the month. Money Market accounts require a minimum deposit of $5,000.00 to open the account. Tier interest rate share accounts will reflect a blended APY on the periodic statement.
Business Plus Checking: **Account Bonus Rate - A 0.25% bonus will apply if $2,500.00 in monthly debit card transactions post. Bonus rate capped at the first $100,000.00. Must carry product through entire period for bonus dividend eligibility.
Fees or penalties may be imposed for early withdrawals. Fees could reduce earnings on the accounts.
+Sidekick Savings Account: Deposits to Sidekick Savings Account are ONLY permitted by the transfer of funds from a maturing Erie Federal Credit Union Share Certificate or IRA Share Certificate account within 10 days from certificate maturity. No additional deposits are permitted. Unlimited withdrawals at any time are permitted. Learn more
| Type | Dividend Rate | APY |
|---|---|---|
| Free Checking | NA | NA |
| Premium Checking (Balances $.01+) | 0.10 | 0.12 |
| Dividend +Plus Checking $500.00 to $25,000 (Requirements Met) | 2.00 | 2.02 |
| Dividend +Plus Checking $500.00 to $25,000 (Requirements Not Met) | 0.10 | 0.10 |
| Dividend +Plus Checking greater than $25,000 | 0.10 | 0.10 |
| Type | Dividend Rate | APY | Account Bonus Rate |
|---|---|---|---|
| Business Checking | NA | NA | |
| Business Plus Checking - $.01 to $5,000.00 | 0.10 | 0.10 | Eligible for Bonus Rate** |
| Business Plus Checking - $5,000.01 to $25,000.00 | 0.15 | 0.15 | Eligible for Bonus Rate** |
| Business Plus Checking - $25,000.01 to $100,000.00 | 0.25 | 0.25 | Eligible for Bonus Rate** |
| Business Plus Checking - $100,000.01 or greater | 0.35 | 0.35 | Eligible for Bonus Rate** |
| Community Checking | 0.10 | 0.10 |
| Type | Dividend Rate | APY |
|---|---|---|
| Regular Share Tiered Rate (Balance $.01 to $4,000.00) | 0.10 | 0.10 |
| Regular Share Tiered Rate (Balance $4,000+) | 0.20 | 0.10 - 0.20 |
| Holiday Share Club (Balance $.01+) | 0.10 | 0.12 |
| Special Share Club (Balance $.01+) | 0.20 | 0.24 |
| EZ Saver Share (Balance $.01+) | 0.10 | 0.12 |
| +Sidekick Savings Account | 2.50 | 2.53 |
| Type | Dividend Rate | APY |
|---|---|---|
| Money Market Share Tiered Rate (Balance $5,000.00 to $25,000.00) | 0.60 | 0.60 |
| Money Market Share Tiered Rate $25,000.01 to $50,000.00 | 0.80 | 0.60 - 0.70 |
| Money Market Share Tiered Rate $50,000.01 to $100,000.00 | 1.00 | 0.70 - 0.85 |
| Money Market Share Tiered Rate $100,000.01 to $200,000.00 | 1.20 | 0.85 - 1.03 |
| Money Market Share Tiered Rate $200,000.01 & greater | 1.40 | 1.03 - 1.37 |
| Type | Dividend Rate | APY |
|---|---|---|
| Jumbo Money Market Rate (Balance $5,000.00 to $200,000.00) | 0.60 | 0.60 |
| Jumbo Money Market Rate (Balance $200,000.01 & greater) | 2.00 | 2.02 |
