Rates last updated: 09/01/2023 08:24 AM
APY = Annual Percentage Yield. The disclosed dividend rates are variable and may change after the member opens the account(s). Regular Share Savings Accounts require a minimum balance of $5.00. Dividends are calculated and paid monthly based on the average daily balance during the month. Money Market accounts require a minimum deposit of $5,000.00 to open the account. Tier interest rate share accounts will reflect a blended APY on the periodic statement.
Business Plus Checking: **Account Bonus Rate - A 0.25% bonus will apply if $2,500.00 in monthly debit card transactions post. Bonus rate capped at the first $100,000.00. Must carry product through entire period for bonus dividend eligibility.
Fees or penalties may be imposed for early withdrawals. Fees could reduce earnings on the accounts.
| Type | Dividend Rate | APY |
|---|---|---|
| Free Checking | NA | NA |
| Premium Checking (Balances $.01+) | 0.10 | 0.12 |
| Dividend +Plus Checking $500.00 to $25,000 (Requirements Met) | 2.00 | 2.02 |
| Dividend +Plus Checking $500.00 to $25,000 (Requirements Not Met) | 0.10 | 0.10 |
| Dividend +Plus Checking greater than $25,000 | 0.10 | 0.10 |
| Type | Dividend Rate | APY | Account Bonus Rate |
|---|---|---|---|
| Business Checking | NA | NA | |
| Business Plus Checking - $.01 to $5,000.00 | 0.10 | 0.10 | Eligible for Bonus Rate** |
| Business Plus Checking - $5,000.01 to $25,000.00 | 0.15 | 0.15 | Eligible for Bonus Rate** |
| Business Plus Checking - $25,000.01 to $100,000.00 | 0.25 | 0.25 | Eligible for Bonus Rate** |
| Business Plus Checking - $100,000.01 or greater | 0.35 | 0.35 | Eligible for Bonus Rate** |
| Community Checking | 0.10 | 0.10 |
| Type | Dividend Rate | APY |
|---|---|---|
| Regular Share Tiered Rate (Balance $.01 to $4,000.00) | 0.10 | 0.10 |
| Regular Share Tiered Rate (Balance $4,000+) | 0.20 | 0.10 - 0.20 |
| Holiday Share Club (Balance $.01+) | 0.10 | 0.12 |
| Special Share Club (Balance $.01+) | 0.20 | 0.24 |
| EZ Saver Share (Balance $.01+) | 0.10 | 0.12 |
| Type | Dividend Rate | APY |
|---|---|---|
| Money Market Share Tiered Rate (Balance $5,000.00 to $25,000.00) | 0.60 | 0.60 |
| Money Market Share Tiered Rate $25,000.01 to $50,000.00 | 0.80 | 0.60 - 0.70 |
| Money Market Share Tiered Rate $50,000.01 to $100,000.00 | 1.00 | 0.70 - 0.85 |
| Money Market Share Tiered Rate $100,000.01 to $200,000.00 | 1.20 | 0.85 - 1.03 |
| Money Market Share Tiered Rate $200,000.01 & greater | 1.40 | 1.03 - 1.37 |
| Type | Dividend Rate | APY |
|---|---|---|
| Jumbo Money Market Rate (Balance $5,000.00 to $200,000.00) | 0.60 | 0.60 |
| Jumbo Money Market Rate (Balance $200,000.01 & greater) | 2.25 | 2.27 |
