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Dividend +Plus Checking

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Get more from your checking account...more interest, that is!

Our Dividend +Plus Checking does exactly that; earns you money, not just at account opening, but every month for doing many of the things you already do! And pays you back a higher rate of interest than a lot of bank CDs, money markets, and savings accounts!  Dividend +Plus* Checking puts money back into your pocket.  All the options you're looking for, and more. Just open or convert your account and start earning today!

Earn better than bank rates every month! Earn more than average – because you’re more than average!

Open a Dividend Plus Checking Account Today

**Here’s what you’ll need to qualify each month

  • $500.00 Average Daily Balance each calendar month
  • Post a minimum total of $250.00 in PIN and/or Signature Debit Card purchases posted to your Dividend +Plus Checking Account each calendar month. (ATM transactions do not apply)
  • Enroll in Free EZ Money Manager (Enroll Now, One time activation)
  • Enroll in Free EZ e-Statements (Enroll through EZ Money Manager, One time activation)
  • Sign up for Free EZ Bill Pay - submit and clear at least one bill payment per month (enroll through online banking)

Meet all criteria listed above and here's what you'll earn:

How do I know I've met all the qualified criteria to earn dividends?

Once you have signed up for Dividend +Plus Checking, simply log on to EZ Money Manager and check your daily status within Account Summary)

In addition to earning dividends, you’ll also receive:

  • Free basic checks with Direct Deposit
    • One box free basic checks annually for net pay Direct Deposit
    • Two boxes free basic checks for Direct Deposit of Social Security or retirement benefits
    • Online check ordering
  • Free Erie FCU Debit Mastercard® - Apple and Samsung Pay now available!
  • Four free foreign ATM transactions per month
  • No monthly fee when requirements are met
  • Unlimited use of Erie FCU owned or designated ATMs monthly
  • Erie FCU cards have surcharge-free access to over 38,000 CO-OP ATMs nationwide
  • Free 24/7 EZ Online Account Access
    • EZ Money Manager (view, print, access funds electronically)
    • EZ e-Statements (electronic monthly statement history available on the 3rd business day of every month)
    • EZ Bill Pay (save stamps with electronic payment processing)

That’s it! After all, you deserve more than just a regular checking account, visit any Erie FCU office location (View Locations) or Apply Online to open a Dividend +Plus Checking Account and start earning dividends today!

*To qualify, you must enroll in EZ Bill Pay™, sign up for EZ Money Manager™, and EZ e-statements™. Also, each calendar month you must maintain a $500 average daily balance, clear at least $250 in PIN (Personal Identification Number) or Signature based Debit Card purchases and post at least 1 bill payment (ATM transactions do not apply).

** Annual Percentage Yield (APY) of 2.00% is applicable for qualifying balances up to $25,000. Balances over $25,000 will earn an APY of 0.10%. APYs are accurate as of October 1, 2018. Share savings with a minimum $5 balance along with Membership eligibility required. Maintenance or activity fees could reduce earnings on account.