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Dividend +Plus Checking

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Get more from your checking account...more interest, that is!

Our Dividend +Plus Checking does exactly that; earns you money, not just at account opening, but every month for doing many of the things you already do! And pays you back a higher rate of interest than a lot of bank CDs, money markets, and savings accounts!  Dividend +Plus* Checking puts money back into your pocket.  All the options you're looking for, and more. Just open or convert your account and start earning today!

Open a Dividend Plus Checking Account Today

**Here’s what you’ll need to qualify each month

  • $500.00 Average Daily Balance each calendar month
  • Post a minimum total of $250.00 in PIN and/or Signature Debit Card purchases posted to your Dividend +Plus Checking Account each calendar month. (ATM transactions do not apply)
  • Enroll in Free EZ Money Manager (Enroll Now, One time activation)
  • Enroll in Free EZ e-Statements (Enroll through EZ Money Manager, One time activation)
  • Sign up for Free EZ Bill Pay - submit and clear at least one bill payment per month (enroll through online banking)

Meet all criteria listed above and here's what you'll earn:

How do I know I've met all the qualified criteria to earn dividends?

Once you have signed up for Dividend +Plus Checking, simply log on to EZ Money Manager and check your daily status within Account Summary)

In addition to earning dividends, you’ll also receive:

  • Free basic checks with Direct Deposit
    • One box free basic checks annually for net pay Direct Deposit
    • Two boxes free basic checks for Direct Deposit of Social Security or retirement benefits
    • Online check ordering
  • Free Erie FCU Debit Mastercard®
  • Four free foreign ATM transactions per month
  • No monthly fee when requirements are met
  • Unlimited use of Erie FCU owned or designated ATMs monthly
  • Erie FCU cards have surcharge-free access to over 38,000 CO-OP ATMs nationwide
  • Free 24/7 EZ Online Account Access
    • EZ Money Manager (view, print, access funds electronically)
    • EZ e-Statements (electronic monthly statement history available on the 3rd business day of every month)
    • EZ Bill Pay (save stamps with electronic payment processing)

That’s it! After all, you deserve more than just a regular checking account, visit any Erie FCU office location (View Locations) or Apply Online to open a Dividend +Plus Checking Account and start earning dividends today!

*To qualify, you must enroll in EZ Bill Pay™, sign up for EZ Money Manager™, and EZ e-statements™. Also, each calendar month you must maintain a $500 average daily balance, clear at least $250 in PIN (Personal Identification Number) or Signature based Debit Card purchases and post at least 1 bill payment (ATM transactions do not apply).

** Annual Percentage Yield (APY) of 2.53% is applicable for qualifying balances up to $25,000. Balances over $25,000 will earn an APY of 0.10%. APYs are accurate as of October 1, 2018. Share savings with a minimum $5 balance along with Membership eligibility required. Maintenance or activity fees could reduce earnings on account.

***National Avg Annual Percentage Yield (APY) as sourced from; accurate as of January 4, 2019.