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Rates last updated: 06/10/2021 11:56 AM
APR = Annual Percentage Rate.
The Annual Percentage Rate disclosed with an asterisk (*) represents the lowest possible APR for that Personal Loan. Your interest rate and term will be based on certain credit worthiness criteria. Contact us to determine your qualifying APR. Payment example: 36 monthly payments at 6.99% APR* with no payment protection produces a payment of $30.88 per $1,000.00 borrowed. Maximum amount $15,000.
*A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction.
All Loan Rates are Subject to Change - Contact Erie FCU for additional Information.
|Loan Type||APR||APR w/auto pay/payroll deduction*||Term/Months|
|Share Secured Loan||5.00%||5.00%||60|
|EZ Personal Loan (Unsecured Loan) Up to 12 Months||5.99%||5.74%*||12|
|EZ Personal Loan (Unsecured Loan) Up to 36 Months||6.99%||6.74%*||36|
|EZ Personal Loan (Unsecured Loan) Up to 48 Months||7.99%||7.74%*||48|
|EZ Personal Loan (Unsecured Loan) Up to 60 Months||8.99%||8.74%*||60|
|Holiday Loan Available October-January||5.99%||5.74%*||60|