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Personal Loan Rates

Rates last updated: 05/10/2018 12:12 PM

APR = Annual Percentage Rate. 

The Annual Percentage Rate disclosed with an asterisk (*) represents the lowest possible APR for that Personal Loan. Your interest rate and term will be based on certain credit worthiness criteria. Contact us to determine your qualifying APR. Payment example: 36 monthly payments at 5.99% APR* with no payment protection produces a payment of $30.43 per $1,000.00 borrowed.

*A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction.

All Loan Rates are Subject to Change - Contact Erie FCU for additional Information.


Personal Loans

Loan Type APR APR w/auto pay/payroll deduction* Term/Months
Share Secured Loan 5.00% 5.00% 60
EZ Personal Loan (Unsecured Loan) Up to 12 Months 5.49% 5.24%* 12
EZ Personal Loan (Unsecured Loan) Up to 36 Months 6.49% 6.24%* 36
EZ Personal Loan (Unsecured Loan) Up to 48 Months 7.49% 7.24%* 48
EZ Personal Loan (Unsecured Loan) Up to 60 Months 8.49% 8.24%* 60
Holiday Loan Available October-January 5.49% 5.24%* 12

Monthly Payment Estimator

Better Choice Loan - Payday Lending Alternative

Loan Type Rate APR Term
Better Choice Loan 18.00% 18.00% 90 Days
*The Better Choice Loan has a $15.00 application fee.

Monthly Payment Estimator  |  Learn more about this product