The dream of home ownership can be made possible!
Make first time home buying a reality! Erie FCU has partnered once again with First Front Door (FFD) - a homebuyers grant program. Through First Front Door, the dream of home ownership can be made possible. The program can assist first time homebuyers with their down payment and closing costs with a grant for those who qualify. Questions? Discuss with one of our mortgage specialists today.
First Front Door Program will be accepting applications beginning May 19, 2026.
To be eligible to apply for a First Front Door grant, the following parameters must be met.
- Borrowers need to contribute $1,500 of their own funds to get a grant up to $15,000
- At least one applicant must be a first-time homebuyer
- Must have household income at or below 80% of the area median income at the time of registration.
- Must complete at least four hours of homeownership counseling, including the topic of predatory lending, prior to the purchase of the home
- Applicants should intend to live in the home for at least five years; if they sell the home prior to that time, they may be required to pay back part of the grant.
Funding round for Keys opens Tuesday, April 7, 2026.
In order to expand access to homeownership opportunities for first-generation first-time homebuyers, the First Front Door Keys (Keys) was established.
The basics:
- Borrowers need to contribute $1,500 of their own funds to get a grant up to $15,000
- At least one applicant must be a first-time homebuyer
- Borrowers must be first-generation, meaning their parents/legal guardians do not currently—and have not previously—owned a home.
- Must have household income at or below 120% of the area median income at the time of registration.
- Must complete at least four hours of homeownership counseling, including the topic of predatory lending, prior to the purchase of the home
- NO retention agreement is required. (Unlike FFD)
