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Auto Loans

Rates last updated: 11/01/2018 10:00 AM

APR = Annual Percentage Rate.

The Annual Percentage Rates disclosed below with an asterisk ( * ) represent the lowest possible APR for that Auto Loan. Loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership Eligibility Required. Contact us to determine your qualifying APR. Payment example: 60 months at 3.50% Annual Percentage Rate with no payment protection produces a payment of $18.20 per $1,000.00 borrowed. Erie FCU makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Please refer to the Loan Disclosures.

*A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. Auto loans only.


AUTOMOBILE & MOTORCYCLE NEW (2016 - 2018)

Loan Type APR APR w/auto pay/payroll deduction*
0 - 24 Months 2.24 1.99*
25 - 36 Months 3.71 3.46*
37 - 48 Months 3.99 3.74*
49 - 60 Months 4.21 3.96*
61 - 72 Months 4.56 4.31*
73 - 84 Months 5.21 4.96*

Visit Auto Center & Apply for Auto Loan

AUTOMOBILE & MOTORCYCLE USED (2012 - 2015)

Loan Type APR APR w/auto pay/payroll deduction*
0 - 24 Months 4.49 4.24*
25 - 36 Months 4.74 4.49*
37 - 48 Months 4.99 4.74*
49 - 60 Months 5.24 4.99*
61 - 72 Months 5.49 5.24*
76 - 84 Months 5.74 5.49*

Visit Auto Center & Apply for Auto Loan  |  Calculators

NEW AND USED BOAT & RV LOANS

Loan Type APR Term
New Boat & RV (0-24 Months) 6.25 24
New Boat & RV (25-60 Months) 6.75 60
New Boat & RV (61-84 Months) 7.25 84
New Boat & RV (85-120 Months) 7.75 120
Used Boat & RV (0-60 Months) 7.50 60
Used Boat & RV (61-84 Months) 8.00 84

Monthly Payment Estimator  |  Online Application