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Business Checking

Which Business Checking Account is right for you?


21 Business Checking Page Header

We have three Business Checking Account options designed to better fit YOU!

Most businesses need a checking account, but not every business needs the same type of account. As a local, not-for-profit financial cooperative, we go the extra mile to ensure our businesses members are given the tools for success.

Business Checking

  • For small businesses without a lot of monthly transactions, we offer our basic Business Checking*. This simple, non-dividend-paying checking solution allows you to utilize e-Statements and online access, and gives business members the option to add the additional convenience services.

Business Plus Checking

  • Perhaps your business is bigger, or growing, and needs more flexibility. Our Business Plus Checking* account rewards businesses with a very competitive dividend on the balance kept in the account, a full suite of solutions and other great perks.

Community Checking

  • Our Community Checking* option is a dividend-paying account that meets basic checking account needs for non-profit organizations that includes great technology, lower fees and easy account access.

All new business checking accounts include a free Business Mastercard® debit card.

Compare checking options to see which one meets your needs:

Checking Comparison

Business Checking Rates

Type Dividend Rate APY Account Bonus Rate
Business Checking N/A N/A
Business Plus Checking - $.01 to $5,000.00 0.10 0.10 Account eligible for Bonus Rate**
Business Plus Checking - $5,000.01 to $25,000.00 0.15 0.15 Account eligible for Bonus Rate**
Business Plus Checking - $25,000.01 to $100,000.00 0.25 0.25 Account eligible for Bonus Rate**
Business Plus Checking - $100,000.01 or greater 0.35 0.35 Account eligible for Bonus Rate**
Community Checking 0.10 0.10

*APY = Annual Percentage Yield. APY and Fees effective 10/04/2021 and are subject to change. Please visit eriefcu.org for all current rates and fees or call Erie FCU at 814-825-2436 or 800-480-0494. Membership eligibility required.

**Account Bonus Rate - A 0.25% bonus will apply if $2,500.00 in monthly debit card transactions post. Bonus rate capped at the first $100,000.00.

Must carry product through entire period for bonus dividend eligibility.


Business Mastercard® Debit Card

  • This card works with your Business Checking Account and offers you surcharge free access at Erie FCU ATMs and ATMs in the CU$ or CO-OP Networks. You can also use your Business Debit Card for business travel, store purchases or online — wherever MasterCard® is accepted.