A Rate Reduction Worth Celebrating!
For 90 years, we’ve been building equity together—and that’s a reason to celebrate! We’re blowing out the candles and passing the savings to you.
To celebrate, from July 1, 2026 through August 31, 2026, we are taking 0.90%¹ OFF your qualified rate. It’s our way of saying thank you for nine decades of trust.
Whether you’re upgrading your home or simplifying your finances, your equity goes further this summer.
Use the savings to:
- Finally start that major home renovation.
- Consolidate debt at a significantly lower rate.
- Secure a flexible cushion for your family’s future.
Stop by any branch location to lock in our anniversary discount.
Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change based on market conditions and borrower eligibility. Offer effective 07/01/2026 - 08/31/2026.
¹Special Offer of a 0.90% rate reduction applies to a New Home Equity loan, 1st and 2nd lien positions, fixed rate, closed end loan with a minimum amount New Money borrowed of $10,000. EFCU loans or credit card payoffs are not considered New Money. Maximum Loan to Value (LTV) 80%. Property insurance required. Certain restrictions apply. See your credit union mortgage loan officer for details. *APR = Annual Percentage Rate. Membership eligibility required. NMLS# 414454
