Skip to main content
Erie Federal Credit Union Logo

Share Certificates

Rates last updated: 04/17/2020 08:56 AM

APY = Annual Percentage Yield. Rates are subject to change. A penalty may be imposed for early withdrawal. A minimum daily balance must be maintained in order to earn the disclosed APY.


Share Certificates

Type Dividend Rate APY Term/Months Minimum Deposit
Term Share Certificate .60 .60 6 $1,000.00
Term Share Certificate .60 .60 12 $500.00
Term Share Certificate .65 .65 12 $1,000.00
Term Share Certificate .70 .70 18 $1,000.00
Term Share Certificate .75 .75 24 $1,000.00
Term Share Certificate .80 .80 30 $1,000.00
Term Share Certificate .80 .80 33 $1,000.00
Term Share Certificate .85 .85 36 $1,000.00
Term Share Certificate .95 .95 48 $1,000.00
Term Share Step-up Certificate 1.00 1.00 59 $1,000.00
Term Share Certificate 1.04 1.05 60 $1,000.00
Jumbo Certificate (20 basis point over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over basic rate) n/a n/a n/a $250,000.00

IRA Calculators

Traditional IRA

Type Dividend Rate APY Term/Months Minimum Deposit
IRA Share Tiered Rate Less than $25,000.00 .30 .30 n/a n/a
IRA Share Tiered Rate $25,000.01 to $50,000.00 .40 .30 - .35 n/a n/a
IRA Share Tiered Rate $50,000.01 to $100,000.00 .50 .35 - .43 n/a n/a
IRA Share Tiered Rate $100,000.01 and greater .60 .43 - .59 n/a n/a
IRA Share Certificate .60 .60 6 $1,000.00
IRA Share Certificate .65 .65 12 $1,000.00
IRA Share Certificate .70 .70 18 $1,000.00
IRA Share Certificate .75 .75 24 $1,000.00
IRA Share Certificate .80 .80 30 $1,000.00
IRA Share Certificate .80 .80 33 $1,000.00
IRA Share Certificate .85 .85 36 $1,000.00
IRA Share Certificate .95 .95 48 $1,000.00
IRA Share Step-up Certificate 1.00 1.00 59 $1,000.00
IRA Share Certificate 1.04 1.05 60 $1,000.00
Jumbo Certificate (20 basis points over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over rate) n/a n/a n/a $250,000.00

Retirement Central

Roth and Coverdell IRA

Type Dividend Rate APY Term/Months Minimum Deposit
Roth and Coverdell IRA Share Tiered Rate Less Than $25,000.00 .30 .30 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $25,000.01 to $50,000.00 .40 .30 - .35 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $50,000.01 to $100,000.00 .50 .35 - .43 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $100,000.01 and greater .60 .43 - .59 n/a n/a
Roth/Coverdell IRA Share Certificate .60 .60 6 $500.00
Roth/Coverdell IRA Share Certificate .60 .60 12 $500.00
Roth/Coverdell IRA Share Certificate .70 .70 18 $500.00
Roth/Coverdell IRA Share Certificate .75 .75 24 $500.00
Roth/Coverdell IRA Share Certificate .80 .80 30 $500.00
Roth/Coverdell IRA Share Certificate .80 .80 33 $500.00
Roth/Coverdell IRA Share Certificate .85 .85 36 $500.00
Roth/Coverdell IRA Share Certificate .95 .95 48 $500.00
Roth/Coverdell IRA Step-up Certificate 1.00 1.00 59 $500.00
Roth/Coverdell IRA Share Certificate 1.04 1.05 60 $500.00
Jumbo Certificate (20 basis points over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over basic rate) n/a n/a n/a $250,000.00

Retirement Center  |  IRA Calculators