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Share Certificates

Rates last updated: 06/10/2021 12:13 PM

APY = Annual Percentage Yield. Rates are subject to change. A penalty may be imposed for early withdrawal. A minimum daily balance must be maintained in order to earn the disclosed APY.


Share Certificates

Type Dividend Rate APY Term/Months Minimum Deposit
Term Share Certificate .30 .30 6 $1,000.00
Term Share Certificate .30 .30 12 $500.00
Term Share Certificate .33 .33 12 $1,000.00
Term Share Certificate .37 .37 18 $1,000.00
Term Share Certificate .40 .40 24 $1,000.00
Term Share Certificate .43 .43 30 $1,000.00
Term Share Certificate .45 .45 33 $1,000.00
Term Share Certificate .48 .48 36 $1,000.00
Term Share Certificate .55 .55 48 $1,000.00
Term Share Step-up Certificate .65 .65 59 $1,000.00
Term Share Certificate .70 .70 60 $1,000.00
Jumbo Certificate (20 basis point over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over basic rate) n/a n/a n/a $250,000.00

IRA Calculators

Traditional IRA

Type Dividend Rate APY Term/Months Minimum Deposit
IRA Share Tiered Rate Less than $25,000.00 .30 .30 n/a n/a
IRA Share Tiered Rate $25,000.01 to $50,000.00 .40 .30 - .35 n/a n/a
IRA Share Tiered Rate $50,000.01 to $100,000.00 .50 .35 - .43 n/a n/a
IRA Share Tiered Rate $100,000.01 and greater .60 .43 - .59 n/a n/a
IRA Share Certificate .30 .30 6 $1,000.00
IRA Share Certificate .33 .33 12 $1,000.00
IRA Share Certificate .37 .37 18 $1,000.00
IRA Share Certificate .40 .40 24 $1,000.00
IRA Share Certificate .43 .43 30 $1,000.00
IRA Share Certificate .45 .45 33 $1,000.00
IRA Share Certificate .48 .48 36 $1,000.00
IRA Share Certificate .55 .55 48 $1,000.00
IRA Share Step-up Certificate .65 .65 59 $1,000.00
IRA Share Certificate .70 .70 60 $1,000.00
Jumbo Certificate (20 basis points over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over rate) n/a n/a n/a $250,000.00

Retirement Central

Roth and Coverdell IRA

Type Dividend Rate APY Term/Months Minimum Deposit
Roth and Coverdell IRA Share Tiered Rate Less Than $25,000.00 .30 .30 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $25,000.01 to $50,000.00 .40 .30 - .35 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $50,000.01 to $100,000.00 .50 .35 - .43 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $100,000.01 and greater .60 .43 - .59 n/a n/a
Roth/Coverdell IRA Share Certificate .30 .30 6 $500.00
Roth/Coverdell IRA Share Certificate .30 .30 12 $500.00
Roth/Coverdell IRA Share Certificate .37 .37 18 $500.00
Roth/Coverdell IRA Share Certificate .40 .40 24 $500.00
Roth/Coverdell IRA Share Certificate .43 .43 30 $500.00
Roth/Coverdell IRA Share Certificate .45 .45 33 $500.00
Roth/Coverdell IRA Share Certificate .48 .48 36 $500.00
Roth/Coverdell IRA Share Certificate .55 .55 48 $500.00
Roth/Coverdell IRA Step-up Certificate .65 .65 59 $500.00
Roth/Coverdell IRA Share Certificate .70 .70 60 $500.00
Jumbo Certificate (20 basis points over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over basic rate) n/a n/a n/a $250,000.00

Retirement Center  |  IRA Calculators