Rates last updated: 04/17/2025 04:59 PM
APY = Annual Percentage Yield. Rates are subject to change. A penalty may be imposed for early withdrawal. APY is based on the minimum deposit requirement of the specified Share Certificate.
Rates effective as of March 3, 2025.
| Type | Dividend Rate | APY | Term/Months | Minimum Deposit |
|---|---|---|---|---|
| Term Share Certificate | 4.00 | 4.07 | 6 | $1,000.00 |
| Term Share Certificate | 3.50 | 3.56 | 12 | $1,000.00 |
| Term Share Certificate | 3.24 | 3.29 | 15 | $1,000.00 |
| Term Share Certificate | 3.22 | 3.27 | 18 | $1,000.00 |
| Term Share Certificate | 3.17 | 3.22 | 24 | $1,000.00 |
| Term Share Certificate | 3.17 | 3.22 | 30 | $1,000.00 |
| Term Share Certificate | 3.17 | 3.22 | 33 | $1,000.00 |
| Term Share Certificate | 3.16 | 3.21 | 36 | $1,000.00 |
| Term Share Certificate | 3.20 | 3.25 | 48 | $1,000.00 |
| Term Share Step-up Certificate | 3.24 | 3.29 | 59 | $1,000.00 |
| Term Share Certificate | 3.24 | 3.29 | 60 | $1,000.00 |
| Jumbo Certificate (0.20% added to Dividend Rate) | n/a | n/a | n/a | $75,000.00 |
| SUPER Jumbo Certificate (0.45% added to Dividend Rate) | n/a | n/a | n/a | $250,000.00 |
| Type | Dividend | APY | Term/Months | Minimum Deposit |
|---|---|---|---|---|
| IRA Share Tiered Rate Less than $25,000.00 | .30 | .30 | n/a | n/a |
| IRA Share Tiered Rate $25,000.01 to $50,000.00 | .40 | .30 - .35 | n/a | n/a |
| IRA Share Tiered Rate $50,000.01 to $100,000.00 | .50 | .35 - .43 | n/a | n/a |
| IRA Share Tiered Rate $100,000.01 and greater | .60 | .43 - .59 | n/a | n/a |
| IRA Share Certificate | 4.00 | 4.07 | 6 | $1,000.00 |
| IRA Share Certificate | 3.50 | 3.56 | 12 | $1,000.00 |
| IRA Share Certificate | 3.24 | 3.29 | 15 | $1,000.00 |
| IRA Share Certificate | 3.22 | 3.27 | 18 | $1,000.00 |
| IRA Share Certificate | 3.17 | 3.22 | 24 | $1,000.00 |
| IRA Share Certificate | 3.17 | 3.22 | 30 | $1,000.00 |
| IRA Share Certificate | 3.17 | 3.22 | 33 | $1,000.00 |
| IRA Share Certificate | 3.16 | 3.21 | 36 | $1,000.00 |
| IRA Share Certificate | 3.20 | 3.25 | 48 | $1,000.00 |
| IRA Share Step-up Certificate | 3.24 | 3.29 | 59 | $1,000.00 |
| IRA Share Certificate | 3.24 | 3.29 | 60 | $1,000.00 |
| Jumbo Certificate (0.20% added to Dividend Rate) | n/a | n/a | n/a | $75,000.00 |
| SUPER Jumbo Certificate (0.45% added to Dividend Rate) | n/a | n/a | n/a | $250,000.00 |
| Type | Dividend | APY | Term/Months | Minimum Deposit |
|---|---|---|---|---|
| Roth and Coverdell IRA Share Tiered Rate Less Than $25,000.00 | .30 | .30 | n/a | n/a |
| Roth and Coverdell IRA Share Tiered Rate $25,000.01 to $50,000.00 | .40 | .30 - .35 | n/a | n/a |
| Roth and Coverdell IRA Share Tiered Rate $50,000.01 to $100,000.00 | .50 | .35 - .43 | n/a | n/a |
| Roth and Coverdell IRA Share Tiered Rate $100,000.01 and greater | .60 | .43 - .59 | n/a | n/a |
| Roth/Coverdell IRA Share Certificate | 4.00 | 4.07 | 6 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.50 | 3.56 | 12 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.24 | 3.29 | 15 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.22 | 3.27 | 18 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.17 | 3.22 | 24 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.17 | 3.22 | 30 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.17 | 3.22 | 33 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.16 | 3.21 | 36 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.20 | 3.25 | 48 | $500.00 |
| Roth/Coverdell IRA Step-up Certificate | 3.24 | 3.29 | 59 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.24 | 3.29 | 60 | $500.00 |
| Jumbo Certificate (0.20% added to Dividend Rate) | n/a | n/a | n/a | $75,000.00 |
| SUPER Jumbo Certificate (0.45% added to Dividend Rate) | n/a | n/a | n/a | $250,000.00 |
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