Skip to main content
Erie Federal Credit Union Logo

Share Certificates

Rates last updated: 11/16/2018 09:49 AM

Share Certificate Specials: Learn more

APY = Annual Percentage Yield. Rates are subject to change. A penalty may be imposed for early withdrawal. A minimum daily balance must be maintained in order to earn the disclosed APY.


Share Certificates

Type Dividend Rate APY Term/Months Minimum Deposit
Term Share Certificate .75 .76 6 $1,000.00
Term Share Certificate .84 .85 12 $500.00
Term Share Certificate 1.04 1.05 12 $1,000.00
Term Share Certificate .95 .95 18 $1,000.00
Term Share Certificate 1.04 1.05 24 $1,000.00
Term Share Certificate 1.14 1.15 30 $1,000.00
Term Share Certificate 1.32 1.33 33 $1,000.00
Term Share Certificate 1.49 1.50 36 $1,000.00
Term Share Certificate 1.79 1.80 48 $1,000.00
Term Share Step-up Certificate 1.84 1.86 59 $1,000.00
Term Share Certificate 1.89 1.91 60 $1,000.00
Jumbo Certificate (20 basis point over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over basic rate) n/a n/a n/a $250,000.00

IRA Calculators

Traditional IRA

Type Dividend Rate APY Term/Months Minimum Deposit
IRA Share Tiered Rate Less than $25,000.00 .30 .30 n/a n/a
IRA Share Tiered Rate $25,000.01 to $50,000.00 .40 .30 - .35 n/a n/a
IRA Share Tiered Rate $50,000.01 to $100,000.00 .50 .35 - .43 n/a n/a
IRA Share Tiered Rate $100,000.01 and greater .60 .43 - .59 n/a n/a
IRA Share Certificate .75 .76 6 $1,000.00
IRA Share Certificate 1.04 1.05 12 $1,000.00
IRA Share Certificate .95 .95 18 $1,000.00
IRA Share Certificate 1.04 1.05 24 $1,000.00
IRA Share Certificate 1.14 1.15 30 $1,000.00
IRA Share Certificate 1.32 1.33 33 $1,000.00
IRA Share Certificate 1.49 1.50 36 $1,000.00
IRA Share Certificate 1.79 1.80 48 $1,000.00
IRA Share Step-up Certificate 1.84 1.86 59 $1,000.00
IRA Share Certificate 1.89 1.91 60 $1,000.00
Jumbo Certificate (20 basis points over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over rate) n/a n/a n/a $250,000.00

Retirement Central

Roth and Coverdell IRA

Type Dividend Rate APY Term/Months Minimum Deposit
Roth and Coverdell IRA Share Tiered Rate Less Than $25,000.00 .30 .30 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $25,000.01 to $50,000.00 .40 .30 - .35 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $50,000.01 to $100,000.00 .50 .35 - .43 n/a n/a
Roth and Coverdell IRA Share Tiered Rate $100,000.01 and greater .60 .43 - .59 n/a n/a
Roth/Coverdell IRA Share Certificate .75 .76 6 $500.00
Roth/Coverdell IRA Share Certificate 1.04 1.05 12 $500.00
Roth/Coverdell IRA Share Certificate .95 .95 18 $500.00
Roth/Coverdell IRA Share Certificate 1.04 1.05 24 $500.00
Roth/Coverdell IRA Share Certificate 1.14 1.15 30 $500.00
Roth/Coverdell IRA Share Certificate 1.32 1.33 33 $500.00
Roth/Coverdell IRA Share Certificate 1.49 1.50 36 $500.00
Roth/Coverdell IRA Share Certificate 1.79 1.80 48 $500.00
Roth/Coverdell IRA Step-up Certificate 1.84 1.86 59 $500.00
Roth/Coverdell IRA Share Certificate 1.89 1.91 60 $500.00
Jumbo Certificate (20 basis points over basic rate) n/a n/a n/a $75,000.00
SUPER Jumbo Certificate (45 basis points over basic rate) n/a n/a n/a $250,000.00

Retirement Center  |  IRA Calculators