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First Mortgage Loans

Rates last updated: 11/07/2019 11:37 AM

*APR = Annual Percentage Rate. Interest rates shown are for conventional fixed rate mortgage loans. Rates may change daily, are subject to change without prior notice, and apply to loans up to Fannie Mae's conventional mortgage loan limits. Payment example: 360 monthly payments at a fixed rate of 3.750% with no payment protection, taxes or insurance produces a payment of $4.64 per $1,000.00 borrowed. Property insurance required. Please contact us for current interest rate information, mortgage loan limits, a fee schedule or down payment requirements at (814) 825-2436 or (800) 480-0494.

**Discount points are a one-time, upfront mortgage closing cost which give a mortgage borrower access to “discounted” mortgage rates as compared to the market. When discount points are paid, the credit union collects a one-time fee at closing in exchange for a lower mortgage rate. Discount points available up to 3 points.

Erie Federal Credit Union NMLS# - 414454


First Mortgage Loans Up to 30 Years

Loan Type Rate Discount Points** APR* Term/Months
30 Year Conventional Fixed Mortgage Loan 3.750% 0.000 3.792% 360
20 Year Conventional Fixed Mortgage Loan 3.625% 0.000 3.683% 240
15 Year Conventional Fixed Mortgage Loan 3.250% 0.000 3.324% 180
10 Year Conventional Fixed Mortgage Loan 3.250% 0.000 3.357% 120

Jumbo Mortgage Loans: Amounts above $484,350.00

Loan Type Rate
10, 15 Year Fixed Mortgage Loan Call for rates (814) 825-2436
20, 25, 30 Year Fixed Mortgage Loan Call for rates (814) 825-2436

FHA / VA / Adjustable Rate Mortgages (ARMs)

Loan Type Rate
10, 15 Year Fixed Mortgage Loan Call for rates (814) 825-2436
20, 25, 30 Year Fixed Mortgage Loan Call for rates (814) 825-2436
3/1 Year, 5/1 Year, 7/1 Year, 10/1 Year ARMs Available Call for rates (814) 825-2436