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Attention members:

A temporary closure of our State Steet Branch is expected soon due to City of Erie construction plans around the office.  Check our Facebook page for updates. We apologize for any inconvenience. Find our other locations here: Erie FCU Branch locator

Auto Loans

Rates last updated: 12/31/2025 09:39 AM

APR = Annual Percentage Rate.

The Annual Percentage Rates disclosed below with an asterisk ( * ) represent the lowest possible APR for that Auto Loan. Loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership Eligibility Required. Contact us to determine your qualifying APR. Payment example: 60 months at 5.09% Annual Percentage Rate with no payment protection produces a payment of $18.92 per $1,000.00 borrowed. Erie FCU makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Please refer to the Loan Disclosures.


AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer)

Loan type APR
0 - 24 Months 4.44
25 - 36 Months 4.59
37 - 48 Months 4.84
49 - 60 Months 5.09
61 - 72 Months 5.34
73 - 84 Months 5.59

AUTOMOBILE & MOTORCYCLE Used (2020 - 2023).

Loan type APR
0 - 24 Months 5.09
25 - 36 Months 5.34
37 - 48 Months 5.59
49 - 60 Months 5.84
61 - 72 Months 6.09
73 - 84 Months 6.35

Visit Auto Center & Apply for Auto Loan  |  Calculators

NEW AND USED BOAT & RV LOANS

Loan Type APR Term
New Boat & RV (0-24 Months) 8.25 24
New Boat & RV (25-60 Months) 9.00 60
New Boat & RV (61-84 Months) 9.75 84
New Boat & RV (85-120 Months) 11.50 120
Used Boat & RV (0-60 Months) 10.50 60
Used Boat & RV (61-84 Months) 11.50 84

Monthly Payment Estimator  |  Online Application