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BUSINESS LENDING & SERVICES

What are you looking to do with your business?

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Business Solutions Brochure

Whether you're just getting started or looking to expand your business, Erie FCU has the business solutions designed to save you time and money. Helping to grow your business while building a relationship that lasts. That's the Erie FCU difference.


Business Services

With Erie Federal Credit Union, you can relax knowing your business is in good hands.

We've partnered with Newtek Business Services, Inc., to ensure that your business is able to reach its full potential and succeed. Newtek can give your business a competitive edge when it comes to meeting your lending, merchant processing, payroll services, group employee health insurance, commercial property and casualty and Web services needs.

We can assist you with:

Get Started Today!

Take advantage of the many benefits Erie Federal Credit Union membership can offer your business.

Member Service Representatives are available by phone during business, evening and weekend hours. Check our Call Center Hours for availability.


Still have questions? Contact us, today!

Business Contact Form

Below are a list of calculators that are designed to meet your personal loan needs. Please visit our Financial Calculators.

Note: Financial calculators are not guarantees of credit.

Rates last updated: 07/27/2017 03:44 PM

*Annual Percentage Yield and Fees effective 04/01/2016 and are subject  to change. Please visit eriefcu.org for all current rates and fees or call Erie FCU at 814-825-2436 or 800-480-0494. Membership eligibility required.


Free Organization/ Non-Profit Account

Non-Interest Bearing
Dividend as Earnings Credit Non-Interest Bearing
Minimum Monthly Maintenance Fee No Fee
Maximum Monthly Maintenance Fee No Fee
Monthly Transaction Fees for Checks Cleared No Fee
Monthly Transaction Fees for Checks Deposited No Fee
ACH Debit/Credit Items No Fee
Debit MasterCard Transactions No Fee
ATM Transactions at Erie FCU owned ATMs Unlimited - No Fee
Other Checking Account Fees (see Fee Schedule) eriefcu.org/fees
Check Orders Prices vary by style
Starter Checks 12 Free
Online Banking/Bill Pay/e-Statements No Fee
View/Print Online images of cancelled checks up to 180 days No Fee
Monthly Analysis Statement No Fee
Other Business Services Available through Newtek

Organization/Non-Profit

Earns Dividends
Dividend as Earnings Credit 0.25% APY
Minimum Monthly Maintenance Fee $2.00
Maximum Monthly Maintenance Fee $100.00
Monthly Transaction Fees for Checks Cleared 250 checks cleared for free, 20¢ each additional
Monthly Transaction Fees for Checks Deposited 750 checks deposited for free, 20¢ each additional
ACH Debit/Credit Items No Fee
Debit MasterCard Transactions No Fee
ATM Transactions at Erie FCU owned ATMs Unlimited - No Fee
Other Checking Account Fees (see Fee Schedule) eriefcu.org/fees
Check Orders Prices vary by style
Starter Checks 12 Free
Online Banking/Bill Pay/e-Statements No Fee
View/Print Online images of cancelled checks up to 180 days No Fee
Monthly Analysis Statement No Fee
Other Business Services Available through Newtek

Free Business Checking

Non-Interest Bearing
Dividend as Earnings Credit Non-Interest Bearing
Minimum Monthly Maintenance Fee No Fee
Maximum Monthly Maintenance Fee $250.00
Monthly Transaction Fees for Checks Cleared 150 checks cleared for free, 20¢ each additional
Monthly Transaction Fees for Checks Deposited 150 checks deposited for free, 20¢ each additional
ACH Debit/Credit Items No Fee
Debit MasterCard Transactions No Fee
ATM Transactions at Erie FCU owned ATMs Unlimited - No Fee
Other Checking Account Fees (see Fee Schedule) eriefcu.org/fees
Check Orders Prices vary by style
Starter Checks 12 Free
Online Banking/Bill Pay/e-Statements No Fee
View/Print Online images of cancelled checks up to 180 days No Fee
Monthly Analysis Statement No Fee
Other Business Services Available through Newtek

Business Checking

Earns Dividends
Dividend as Earnings Credit $.01 - $4,999.99 = 0.25% APY*
$5,000.00 - $24,999.99 = 0.35% APY*
$25,000.00 - $99,999.99 = 0.45% APY*
$100,000.00+ = 0.55% APY*
Minimum Monthly Maintenance Fee $5.00
Maximum Monthly Maintenance Fee $250.00
Monthly Transaction Fees for Checks Cleared 150 checks cleared for free, 20¢ each additional
Monthly Transaction Fees for Checks Deposited 150 checks deposited for free, 20¢ each additional
ACH Debit/Credit Items No fee
Debit MasterCard Transactions No fee
ATM Transactions at Erie FCU owned ATMs Unlimited - No Fee
Other Checking Account Fees (see Fee Schedule) eriefcu.org/fees
Check Orders Prices vary by style
Starter Checks 12 Free
Online Banking/Bill Pay/e-Statements No Fee
View/Print Online images of cancelled checks up to 180 days No Fee
Monthly Analysis Statement No Fee
Other Business Services Available through Newtek

You're ready to make the next step, let's help you get started. Select the option below that meets your needs:


View Business Services View Business Fee Schedule Contact Us

Missy Monacella business Photo
After decades of being a personal and business customer of a large regional bank, I made the decision to leave because they were no longer “business friendly”. After some checking, I eventually decided to open both my personal and business accounts at Erie FCU’s downtown branch. I am impressed with their staff and even more impressed that they remembered my name the next time I visited. That never happened at the bank. Erie FCU has friendly and efficient professionals. They helped me get my business banking on track and made our new home buying process as simple as possible. By the way, thank you Sarah…you were a godsend! I highly recommend Erie FCU! ”
— Missy Monacella