APY = Annual Percentage Yield. The disclosed dividend rates are variable and may change after the member opens the account(s). Regular Share Savings Accounts require a minimum balance of $5.00. Dividends are calculated and paid monthly based on the average daily balance during the month. Money Market accounts require a minimum deposit of $5,000.00 to open the account. Tier interest rate share accounts will reflect a blended APY on the periodic statement. Fees or penalties may be imposed for early withdrawals. Fees could reduce earnings on the accounts.

Share Savings

TypeDividend RateAPY
Regular Share Tiered Rate (Balance $.01 to $4,
Regular Share Tiered Rate (Balance $4,000+)0.300.15 - 0.30
Money Market Share Tiered Rate (Balance $5,000.00 to $25,000.00)0.250.25
Money Market Share Tiered Rate $25,000.01 to $50,000.000.350.25 - 0.30
Money Market Share Tiered Rate $50,000.01 to $100,000.000.450.30 - 0.38
Money Market Share Tiered Rate $100,000.01 and above0.550.38 - 0.54
Holiday Share Club (Balance $.01+)0.150.12
Special Share Club (Balance $.01+)0.300.31
EZ Saver Share (Balance $.01+)0.150.12

Share Draft Checking

TypeDividend RateAPY
Free Checking0.000.00
Premium Checking (Balances $.01+)0.100.12
Dividend +Plus Checking $500.00 to $25,000 (Requirements Met)2.252.27
Dividend +Plus Checking $500.00 to $25,000 (Requirements Not Met)0.100.10
Dividend +Plus Checking greater than $25,0000.100.10