Special Offershttp://www.eriefcu.org/special-offers/Halloween at Sparrow Pond Family Campground!http://www.eriefcu.org/special-offers/article/?article_id=739Mon, 07 Aug 2017 00:00:00 -0400

“Membership has its advantages!"

As a proud sponsor, we have arranged for Erie FCU members to receive a 20% discount for the Sparrow Pond Family Campground Halloween events!

Just use your Erie FCU Platinum MasterCard, debit card or simply show your member ID at the ticket office to receive a "special" 20% discount on tickets!"

(Offer valid at event only. Not available for online purchases)

Sparrow Pond website: Sparrow Pond Family Campground

]]>Refi Your Ride & Save!http://www.eriefcu.org/special-offers/article/?article_id=687Wed, 31 May 2017 00:00:00 -0400

You deserve a car you love along with a payment that won't drive you crazy! Keep your car, but trade your loan! Refinance with us and keep more of your money with YOU! Now that's as perfect as a Sunday drive with friends. With rates as low as 1.99% APR, get back what you deserve!

Bring your Auto Loan to us and get:

Apply online or at any branch location Branch Locations!

Keep your car, trade your loan and save! Refinancing is fast and easy!

Loans subject to credit approval. Rates, terms, and conditions vary based on credit worthiness, qualifications and collateral conditions and are subject to change. 1% auto loan rate reduction is applied to qualifying interest rate and interest will accrue on the loan during the first 60 days. Lowest rate available after rate reduction is 1.99% APR. 1% cash back amount is based on amount refinanced and cannot exceed $500. 1% cash back amount will be paid one year after loan closing date and will be forfeited if loan is closed before one year term. Existing Erie FCU auto loans are excluded. Membership eligibility required.
*1.99% APR includes a .25% discount. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. Promotion ends November 30, 2017.
Sizzlin' Summer Skip-A-Payhttp://www.eriefcu.org/special-offers/article/?article_id=413Wed, 31 May 2017 00:00:00 -0400

Take a break this summer from your July or August loan payment. Skip-A-Pay forms are available at any office. Contact us today and have the Sweetest Summer Ever!

Visit any branch location or call (814) 825-2436 to get the process started.

*A $25 fee applies. See credit union for eligibility requirements and complete details. Erie FCU MasterCard®, mortgage, home equity, courtesy pay, and better choice loans are not eligible.
Waldameer discounts for Members! http://www.eriefcu.org/special-offers/article/?article_id=899Mon, 01 May 2017 00:00:00 -0400

Purchase Discount tickets online here: Buy Tickets

Member Discount is an independent program administered by Waldameer Park & Waterworld.

]]>Erie FCU Sunday Family Fun Days are back!http://www.eriefcu.org/special-offers/article/?article_id=777Tue, 28 Feb 2017 00:00:00 -0500

Fans, DID YOU KNOW? Membership has its Advantages!

Every Sunday home game, Erie FCU members can use their Platinum MasterCard, debit card or show their member ID (cash purchases) to buy a regularly priced Sunday ticket and receive a voucher for a free Smith’s hot dog and fountain drink per each ticket purchased.

  • Limit 4 vouchers per member.
  • Offer valid at stadium box office only.
  • Not available for online purchases.

Make Sunday “Family Fun Day” with Erie Federal Credit Union and the Erie SeaWolves!

Erie FCU - Erie Seawolves "Sunday Family Fun Day" Schedule

Sunday, April 9th:1:35 PMTrentonCheck online or at box office for ticket pricing
Sunday, April 23rd:1:35 PMBinghamtonCheck online or at box office for ticket pricing
Sunday, May 7th:1:35 PMTrentonCheck online or at box office for ticket pricing
Sunday, May 28th:1:35 PMAltoonaCheck online or at box office for ticket pricing
Sunday, June 4th:1:35 PMHarrisburgCheck online or at box office for ticket pricing
Sunday, June 25th:1:35 PMBowieCheck online or at box office for ticket pricing
Sunday, July 16th:1:35 PMAkronCheck online or at box office for ticket pricing
Sunday, August 6th:1:35 PMHartfordCheck online or at box office for ticket pricing
Sunday, August 13th:1:35 PMNew HampshireCheck online or at box office for ticket pricing
Sunday, August 27th:1:35 PMAkronCheck online or at box office for ticket pricing

Erie Seawolves: Ticket Info here

]]>5 Reasons to Purchase a Home Now!http://www.eriefcu.org/special-offers/article/?article_id=825Tue, 21 Feb 2017 00:00:00 -0500

1. Interest Rates Are Projected To Rise

The U.S. Federal Reserve raised the interest rate it charges banks. The Mortgage Banks Association projects that 30-year mortgage interest rates will rise above 5 percent this year.

2. Home Prices are Rising

Average home prices are increasing about 4.5 percent nationally, a trend that is expected to continue for several years.

3. Competition Is Increasing

Many people put off buying a home during the Recession, but that pent-up demand is now entering the market and will compete for your dream house.

4. Owning a Home Create Family Wealth

In recent studies, the Federal Reserve found that the average homeowner’s net worth is 30 times greater than a renter.

5. Buy Low, Sell High

Home ownership can create family wealth if you follow good investment principles: Buy at the lowest price possible, and hold on to your investment until you can sell it at a higher price. Today’s real estate is selling “low” compared to where it will be in coming years – It's time to buy!

We offer a variety of mortgage products and services, including programs for first time home buyers:

  • Fixed and Adjustable Rate Mortgages
  • Refinance Mortgages
  • FHA, USDA and VA Mortgages
  • Jumbo Loans
  • PHFA Loans
  • Construction to Permanent Mortgage
  • FHA 203K

Erie Federal Credit Union is here to help you with your mortgage needs! Whether you're looking to purchase your first home, or want to refinance your existing mortgage, Erie FCU has an extensive selection of services and products designed to meet your financial needs.

We offer competitive rates, low fees and a variety of terms! Come into our office or give us a call and let the Erie FCU team show you how we can help make your mortgage financing more affordable.

Ask how you can receive a FREE pre-approval TODAY!

Everybody offers Home Loans. We offer More! http://www.eriefcu.org/special-offers/article/?article_id=765Wed, 20 Jan 2016 00:00:00 -0500 -->

Get PRE-QUALIFIED** …instantly!

Here’s one of the most important questions in the home buying process: “How much can I really afford?” One way to find the answer is to get a free mortgage pre-qualification* from Erie FCU.

Being pre-qualified is a conditional approval for a mortgage. All that you have to do is supply your overall financial picture, including your debt, income and assets, and we’ll give you an idea of the mortgage amount you might qualify for. Whether you see your next home as a spacious ranch, charming colonial, or lakefront property, being pre-qualified allows you to focus on finding the perfect home in your price range.

Best of all, you can get pre-qualified quickly! Having your financing before you start house hunting lets you make an offer as soon as you've found your dream home.

Saving money makes Home Sweet Home a little sweeter.

  • Free Pre-Approval
  • 60-day interest rate lock
  • A wide variety of terms

Earn money with our Realtor Rebate program

Most home buyers do not even have a realtor. With our Realtor Rebate program, not only can we supply you with a trusted partner realtor, but through the program you can earn a 25% rebate off your assigned realtor’s commission on the sale or purchase of your home. Nobody else in Erie offers this benefit! Details here: Realtor Rebate Program

Erie FCU Mortgage Meet & Greet/Realtor Day

Knowledge is power. Have home buying questions? Get your questions answered without pressure or commitment, plus learn about our “money earning” Realtor Rebate program at our monthly "Free" Mortgage Meet & Greet - Realtor day. As a service to our members, once a month, we offer the opportunity for potential home buyers to talk with a trusted realtor along with one of our mortgage specialists. Get the answers to your questions before you buy!

This month's event: Meet & Greet Realtor Day

And if buying a new home isn't in your plans, maybe refinancing your current loan is? Our Erie FCU Mortgage Specialists can advise you on which is best for you!

Erie FCU Partners with First Front Door - Homebuyers Grant Program

Erie FCU has partnered once again with First Front Door (FFD) - A homebuyers grant program. Through First Front Door, the dream of home ownership can be made possible to those who qualify.

First-time home buyer: Qualified borrowers can apply for mortgage assistance through the Pennsylvania Housing Finance Agency (PHFA). The 2017 First Front Door Program closed as of July 3, 2017. Information about the 2018 funding round will be updated in January.

To learn more and see if you qualify: First Front Door

Visit their website: www.firstfrontdoor.com

Erie FCU: Trusted. Dependable. Local. It's important to work with people you know and trust. Find out what's available to you with no cost or obligation. Just call a Mortgage Specialist at (814) 825-2436, visit one of our branch locations, our Mortgage Center or click here to begin the online application process. Allow us to help put your dreams into motion!

Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change. Property insurance required. Contact credit union for complete details. Membership eligibility required.
*Realtor Rebate Program limited to participating agents. To participate in Erie FCU's Realtor Rebate Program, you must register prior to signing a Real Estate Sales Contract. Calculation based on 3% Realtor Commission Rate. Commission Rate may vary. Rebate information provided to member in listing/purchase agreement. Please contact credit union for complete details. Membership eligibility required.
**A pre-qualification is not an official loan approval, rather, it’s a conditional statement based on the financial information provided.

Erie Federal Credit Union NMLS# - 414454

Home Equity Line of Credit - Special Intro Rate Offerhttp://www.eriefcu.org/special-offers/article/?article_id=855Thu, 14 Jan 2016 00:00:00 -0500

An Erie FCU Home Equity Line of Credit allows you to borrow against your home's equity. Plus, interest on a Line of Credit may be tax-deductible (consult your tax advisor).

Open up a HELOC from $5,000.00 to $150,000.00 - Use the cash for home improvements, tuition, or other major purchases; or use the money to pay off higher-interest debts and save!

Home Equity Line of Credit Introductory Rate Offer!

Now with a special intro rate of 1.99% APR for the first 6 months! After introductory period, rates are as low as 2.99% APR!

  • Access the money when you need it
  • No closing costs
  • No annual fees
  • Interest charged on only what you use
  • Interest on your loan may be tax deductible

Realize Your Home's Full Potential:

Vacations • College tuition • Cars • Bills • Home improvements

Use it for whatever you want or need!

*The annual percentage rate is variable, based on the Prime rate published in the Wall Street Journal, plus or minus an index; Maximum APR is 18.00%. Certain restrictions apply. Membership eligibility required.
Consult your tax adviser for tax deductibility of interest.
Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change based on market conditions and borrower eligibility.

Erie Federal Credit Union NMLS# - 414454

Save some trees. Go Green with e-Statements!http://www.eriefcu.org/special-offers/article/?article_id=842Fri, 23 Oct 2015 00:00:00 -0400 -->

Go Green with e-Statements! Sign up or convert to e-statements and do your part to help reduce our carbon Footprint! By signing up for e-Statements you are helping to reduce the mark left on the environment. Each statement that is suppressed will save almost 2 kilograms of paper per year!

We make it easy to sign up!

Give yourself some credit...http://www.eriefcu.org/special-offers/article/?article_id=785Mon, 13 Jul 2015 00:00:00 -0400 old one -->

New Card Members receive a low introductory rate! Apply for our Platinum MasterCard® to receive our low introductory annual percentage rate of 2.99%. The 2.99% APR is good for 6 months on purchases, balance transfers, and cash advances. After that your APR will be 8.90% to 17.90% based on your creditworthiness. Our one card can simplify your life!

Membership "truly" has its advantages!

  • Low Interest Rates
  • No Annual Fee
  • No Balance Transfer Fees
  • 25-Day Grace Period on Purchases
  • Online Account Access – Transactions & e-Alerts

At Erie FCU we make applying for a credit card quick and easy phone us at (814) 825-2436 opt. 2, visit a branch or apply online.

Loans subject to credit approval. Membership Eligibility Required.
* 2.99% introductory APR for a period of six (6) months. After that your annual percentage rate will be 8.90% – 17.90% based on your creditworthiness. Existing Erie FCU loans or credit card balances, purchases, cash advances, and Business MasterCard® accounts are not eligible for this offer.