Everybody offers Home Loans. We offer More!

Jan 20, 2016 | Posted in Media Content, Special Offers

Get PRE-QUALIFIED** …instantly!

Here’s one of the most important questions in the home buying process: “How much can I really afford?” One way to find the answer is to get a free mortgage pre-qualification* from Erie FCU.

Being pre-qualified is a conditional approval for a mortgage. All that you have to do is supply your overall financial picture, including your debt, income and assets, and we’ll give you an idea of the mortgage amount you might qualify for. Whether you see your next home as a spacious ranch, charming colonial, or lakefront property, being pre-qualified allows you to focus on finding the perfect home in your price range.

Best of all, you can get pre-qualified quickly! Having your financing before you start house hunting lets you make an offer as soon as you've found your dream home.

Saving money makes Home Sweet Home a little sweeter.

  • Free Pre-Approval
  • 60-day interest rate lock
  • A wide variety of terms

Earn money with our Realtor Rebate program

Most home buyers do not even have a realtor. With our Realtor Rebate program, not only can we supply you with a trusted partner realtor, but through the program you can earn a 25% rebate off your assigned realtor’s commission on the sale or purchase of your home. Nobody else in Erie offers this benefit! Details here: Realtor Rebate Program

Erie FCU Mortgage Meet & Greet/Realtor Day

Knowledge is power. Have home buying questions? Get your questions answered without pressure or commitment, plus learn about our “money earning” Realtor Rebate program at our monthly "Free" Mortgage Meet & Greet - Realtor day. As a service to our members, once a month, we offer the opportunity for potential home buyers to talk with a trusted realtor along with one of our mortgage specialists. Get the answers to your questions before you buy!

This month's event: Meet & Greet Realtor Day

And if buying a new home isn't in your plans, maybe refinancing your current loan is? Our Erie FCU Mortgage Specialists can advise you on which is best for you!

Erie FCU Partners with First Front Door - Homebuyers Grant Program

Erie FCU has partnered once again with First Front Door (FFD) - A homebuyers grant program. Through First Front Door, the dream of home ownership can be made possible to those who qualify.

First-time home buyer: Qualified borrowers can apply for mortgage assistance through the Pennsylvania Housing Finance Agency (PHFA). The 2017 First Front Door Program closed as of July 3, 2017. Information about the 2018 funding round will be updated in January.

To learn more and see if you qualify: First Front Door

Visit their website:

Erie FCU: Trusted. Dependable. Local. It's important to work with people you know and trust. Find out what's available to you with no cost or obligation. Just call a Mortgage Specialist at (814) 825-2436, visit one of our branch locations, our Mortgage Center or click here to begin the online application process. Allow us to help put your dreams into motion!

Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change. Property insurance required. Contact credit union for complete details. Membership eligibility required.
*Realtor Rebate Program limited to participating agents. To participate in Erie FCU's Realtor Rebate Program, you must register prior to signing a Real Estate Sales Contract. Calculation based on 3% Realtor Commission Rate. Commission Rate may vary. Rebate information provided to member in listing/purchase agreement. Please contact credit union for complete details. Membership eligibility required.
**A pre-qualification is not an official loan approval, rather, it’s a conditional statement based on the financial information provided.

Erie Federal Credit Union NMLS# - 414454