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Home Equity Products

Home Equity Loans

Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change. Certain restrictions apply. Membership eligibility required.
Payment example(s): 60 months at 2.85% APR with no payment protection, taxes or insurance produces a payment of $17.91 per $1,000 borrowed. 120 months at 3.60% APR with no payment protection, taxes or insurance produces a payment of $9.94 per $1,000 borrowed. 180 months at 4.24% APR with no payment protection, taxes or insurance produces a payment of $7.52 per $1,000 borrowed. Minimum amount(s) listed indicates new money borrowed.

Limited Time! Home Equity - First Position Mortgage

Loan TypeRateAPRTermMinimum
Home Equity - First Position Mortgage (0-60 Months)2.852.8560$10,000
Home Equity - First Position Mortgage (61-120 Months)3.603.60120$15,000
Home Equity - First Position Mortgage (121-180 Months)4.244.24180$15,000

Limited Time! Home Equity - Second Position Mortgage

Loan TypeRateAPRTermMinimum
Home Equity - Second Position Mortgage (0-60 Months)2.992.9960$10,000
Home Equity - Second Position Mortgage (61-120 Months)3.743.74120$15,000
Home Equity - Second Position Mortgage (121-180 Months)4.244.24180$15,000

Home Equity - Second Position Mortgage

Loan TypeRateAPRTermMinimum
Home Equity - Second Position Mortgage (0-60 Months)6.496.4960$5,000
Home Equity - Second Position Mortgage (61-84 Months)6.556.5584$5,000
Home Equity - Second Position Mortgage (85-144 Months)6.646.64144$5,000
Home Equity - Second Position Mortgage (145-180 Months)6.646.64180$5,000

Monthly Payment Estimator


Income Property

Loan TypeRateAPRTermMaximum
Income Property – First Position Mortgage (180 months)7.247.24180$50,000
Income Property – Second Position Mortgage (144 months)7.997.99144$50,000

Monthly Payment Estimator


Home Equity Lines of Credit

Interest rates shown below are for conventional mortgage loans and are subject to change. The annual percentage rate is variable, based on the Prime rate published in the Wall Street Journal, plus or minus an index; Maximum APR is 18.00%. Property insurance is required.
Membership eligibility required. For more information on mortgage interest rates, limits or fee schedules, please contact us at (814) 825-2436 or (800) 480-0494.

PRIME AFFINITY Home Equity Lines of Credit

Loan TypeRate
Credit Limit less than $25,000.00 (Min $5,000)Prime + .75%
Credit Limit from $25,000.00 to $74,999.00Prime + .00%
Credit Limit greater than $75,000.00 (Max $150,000)Prime - .75%

Monthly Payment Estimator

Erie Federal Credit Union NMLS# - 414454