ErieFCU.org

Home Equity Loans

Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change. Membership eligibility required.

Limited Time! Special Interest Rates

Loan TypeRateAPRTermNew Money
Home Equity Loan (0-60 Months)2.992.9960Minimum $10,000
Home Equity Loan (61-120 Months)3.243.24120Minimum $15,000
Home Equity Loan (121-180 Months)3.733.73180Minimum $15,000
2.99% Annual Percentage Rate offer available with a maximum term of 60 months on new Home Equity loans with a minimum amount borrowed of $10,000 or an existing Home Equity with a loan increase of $10,000 or more. Payment example: 60 months at 2.99% APR with no payment protection produces a payment of $17.97 per $1,000 borrowed. 3.24% Annual Percentage Rate offer available with a maximum term of 120 months on new Home Equity loans with a minimum amount borrowed of $15,000 or an existing Home Equity with a loan increase of $15,000 or more. Payment example: 120 months at 3.24% APR with no payment protection produces a payment of $9.77 per $1,000 borrowed. 3.73% Annual Percentage Rate offer available with a maximum term of 180 months on new Home Equity loans with a minimum amount borrowed of $15,000 or an existing Home Equity with a loan increase of $15,000 or more. Payment example: 180 months at 3.73% APR with no payment protection produces a payment of $7.26 per $1,000 borrowed.Certain restrictions apply.

Home Equity Loans

Limited Time! Special Interest Rates

Loan TypeRateAPRTermNew Money
Home Equity-Subordinate Mortgage (0-60 Months)3.243.2460Minimum $10,000
Home Equity-Subordinate Mortgage (61-120 Months)3.743.74120Minimum $15,000
Home Equity-Subordinate Mortgage (121-180 Months)4.244.24180Minimum $15,000

Home Equity-Subordinate Mortgages

Loan TypeRateAPRTerm
Home Equity-Subordinate Mortgage (0-60 Months)6.326.3260
Home Equity-Subordinate Mortgage (61-84 Months)6.466.4684
Home Equity-Subordinate Mortgage (85-144 Months)6.516.51144
Home Equity-Subordinate Mortgage (145-180 Months)6.516.51180

Monthly Payment Estimator


Income Property

Loan TypeRateAPRTerm
Income Property (1st Mortgage, 180 Months, $50,000)7.247.24180
Income Property (2nd Mortgage, 144 Months, $50,000)7.997.99144

Monthly Payment Estimator


Home Equity Lines of Credit

Interest rates shown below are for conventional mortgage loans and are subject to change. The annual percentage rate is variable, based on the Prime rate published in the Wall Street Journal, plus or minus an index; Maximum APR is 18.00%. Property insurance is required.
Membership eligibility required. For more information on mortgage interest rates, limits or fee schedules, please contact us at (814) 825-2436 or (800) 480-0494.

PRIME AFFINITY Home Equity Lines of Credit

Loan TypeRate
Credit Limit less than $25,000.00 (Min $5,000)Prime + .75%
Credit Limit from $25,000.00 to $74,999.00Prime + .00%
Credit Limit greater than $75,000.00 (Max $150,000)Prime - .75%

Monthly Payment Estimator