ErieFCU.org

Home Equity Loans

1 Loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change. 2.99% Annual Percentage Rate offer available with a maximum term of 60 months on new Home Equity loans with a minimum amount borrowed of $10,000 or an existing Home Equity with a loan increase of $10,000 or more. Payment example: 60 months at 2.99% APR with no payment protection produces a payment of $17.97 per $1,000 borrowed. 3.49% Annual Percentage Rate offer available with a maximum term of 84 months on new Home Equity loans with a minimum amount borrowed of $15,000 or an existing Home Equity with a loan increase of $15,000 or more. Payment example: 84 months at 3.49% APR with no payment protection produces a payment of $13.44 per $1,000 borrowed. Certain restrictions apply. Membership eligibility required.
2 The annual percentage rate is variable, based on the Prime rate published in the Wall Street Journal, plus or minus an index; Maximum APR is 18.00%. Certain restrictions apply. Membership eligibility required.

Home Equity Loans

Loan TypeRate APR Term
Limited Time! Home Equity-Subordinate Mortgage (0-60 Months)2.99 2.99 60
Limited Time! Home Equity-Subordinate Mortgage (61-84 Months)3.49 3.49 84
Home Equity-Subordinate Mortgage (0-60 Months)6.45 6.45 60
Home Equity-Subordinate Mortgage (61-84 Months)6.64 6.64 84
Home Equity-Subordinate Mortgage (85-144 Months)6.81 6.81 144
Home Equity-Subordinate Mortgage (145-180 Months)6.81 6.81 180
Monthly Payment Estimator


Income Property

Loan TypeRate APR Term
Income Property (1st Mortgage, 180 Months, $50,000)7.24 7.24 180
Income Property (2nd Mortgage, 144 Months, $50,000)7.99 7.99 144
Monthly Payment Estimator



Home Equity Lines of Credit

Interest rates shown below are for conventional mortgage loans and are subject to change. The annual percentage rate is variable, based on the Prime rate published in the Wall Street Journal, plus or minus an index; Maximum APR is 18.00%. Property insurance is required.
Membership eligibility required. For more information on mortgage interest rates, limits or fee schedules, please contact us at (814) 825-2436 or (800) 480-0494.

PRIME AFFINITY Home Equity Lines of Credit

Loan TypeRate
Credit Limit less than $25,000.00 (Min $5,000)Prime + .75%
Credit Limit from $25,000.00 to $74,999.00Prime + .00%
Credit Limit greater than $75,000.00 (Max $150,000)Prime - .75%
Monthly Payment Estimator