ErieFCU.org

Home Equity Loans

APR = Annual Percentage Rate. Interest rates shown below are for conventional mortgage loans and are subject to change at any time. Property insurance is required. Payment example: 60 monthly payments at 6.55% APR with no insurance produces a payment of $19.59 per $1,000.00 borrowed. Membership eligibility required.

Home Equity Loans

Loan TypeRate APR Term
Home Equity-Subordinate Mortgage (0-60 Months)6.45 6.45 60
Home Equity-Subordinate Mortgage (61-84 Months)6.72 6.72 84
Home Equity-Subordinate Mortgage (85-144 Months)6.91 6.91 144
Home Equity-Subordinate Mortgage (145-180 Months)6.91 6.91 180
Monthly Payment Estimator


Income Property

Loan TypeRate APR Term
Income Property (1st Mortgage, 180 Months, $50,000)7.24 7.24 180
Income Property (2nd Mortgage, 144 Months, $50,000)7.99 7.99 144
Monthly Payment Estimator



Home Equity Lines of Credit


APR = Annual Percentage Rate. Interest rates shown below are for conventional mortgage loans and are subject to change at any time. The annual percentage rate may increase after consummation of the Home Equity Line of Credit. The maximum ceiling APR for a Home Equity Line of Credit that can apply is 18.00%. The minimum floor APR for a Home Equity Line of Credit that can apply is 2.99%. Property insurance is required. Erie FCU membership is required. Membership Share $5.00 par value (par value is not a fee.) For more information on mortgage interest rates, limits or fee schedules, please contact us at (814) 825-2436 or (800) 480-0494.

PRIME AFFINITY Home Equity Lines of Credit

Loan TypeRate
Credit Limit less than $25,000.00 (Min $5,000)Prime + .75%
Credit Limit from $25,000.00 to $74,999.00Prime + .00%
Credit Limit greater than $75,000.00 (Max $150,000)Prime - .75%
Monthly Payment Estimator