ErieFCU.org

First Mortgage Loans

*APR = Annual Percentage Rate. Interest rates shown are for conventional fixed rate mortgage loans. Rates may change daily, are subject to change without prior notice, and apply to loans up to Fannie Mae's conventional mortgage loan limits. Payment example: 360 monthly payments at 4.250% APR with no payment protection produces a payment of $4.92 per $1,000.00 borrowed. Please contact us for current interest rate information, mortgage loan limits, a fee schedule or down payment requirements at (814) 825-2436 or (800) 480-0494.

First Mortgage Loans Up to 30 Years

Loan TypeRatePointsTerm
10 Year Conventional Fixed Mortgage Loan3.000% APR*0 Points120
10 Year Conventional Fixed Mortgage Loan2.625% APR*3 Points120
15 Year Conventional Fixed Mortgage Loan3.125% APR*0 Points180
15 Year Conventional Fixed Mortgage Loan2.625% APR*3 Points180
20 Year Conventional Fixed Mortgage Loan3.750% APR*0 Points240
20 Year Conventional Fixed Mortgage Loan3.375% APR*3 Points240
30 Year Conventional Fixed Mortgage Loan3.875% APR*0 Points360
30 Year Conventional Fixed Mortgage Loan3.500% APR*3 Points360
Jumbo Mortgage Loans: Amounts above $417,000See Belown/an/a
10, 15 Year Fixed Mortgage Loan 4.000% APR*0 Points120-180
10, 15 Year Fixed Mortgage Loan 3.250% APR*3 Points120-180
20, 25, 30 Year Fixed Mortgage Loan4.750% APR*0 Points240-360
20, 25, 30 Year Fixed Mortgage Loan4.125% APR*3 Points240-360

Monthly Payment Estimator | Mortgage Application


First Mortgage Loans Up to 15 Years - No Closing Costs

Loan TypeRateAPRTerm
Mortgage Loans 0-60 Months4.324.3260
Mortgage Loans 61-84 Months4.634.6384
Mortgage Loans 85-144 Months4.664.66144
Mortgage Loans 145-180 Months 4.664.66180