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First Mortgage Loans

*APR = Annual Percentage Rate. Interest rates shown are for conventional fixed rate mortgage loans. Rates may change daily, are subject to change without prior notice, and apply to loans up to Fannie Mae's conventional mortgage loan limits. Payment example: 360 monthly payments at a rate of 4.000% with no payment protection, taxes or insurance produces a payment of $4.78 per $1,000.00 borrowed. Property insurance required. Please contact us for current interest rate information, mortgage loan limits, a fee schedule or down payment requirements at (814) 825-2436 or (800) 480-0494.

First Mortgage Loans Up to 30 Years

Loan TypeRatePointsAPRTerm
10 Year Conventional Fixed Mortgage Loan3.250%0 Points3.462%120
10 Year Conventional Fixed Mortgage Loan2.875%3 Points3.729%120
15 Year Conventional Fixed Mortgage Loan3.375%0 Points3.521%180
15 Year Conventional Fixed Mortgage Loan2.875%3 Points3.462%180
20 Year Conventional Fixed Mortgage Loan3.750%0 Points3.865%240
20 Year Conventional Fixed Mortgage Loan3.375%3 Points3.837%240
30 Year Conventional Fixed Mortgage Loan4.000%0 Points4.084%360
30 Year Conventional Fixed Mortgage Loan3.625%3 Points3.959%360
Jumbo Mortgage Loans: Amounts above $424,100See Belown/an/a
10, 15 Year Fixed Mortgage Loan Call for rates
20, 25, 30 Year Fixed Mortgage LoanCall for rates

Monthly Payment Estimator | Mortgage Application


Erie Federal Credit Union NMLS# - 414454