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First Mortgage Loans

*APR = Annual Percentage Rate. Interest rates shown are for conventional fixed rate mortgage loans. Rates may change daily, are subject to change without prior notice, and apply to loans up to Fannie Mae's conventional mortgage loan limits. Payment example: 360 monthly payments at 4.250% APR with no payment protection produces a payment of $4.92 per $1,000.00 borrowed. Please contact us for current interest rate information, mortgage loan limits, a fee schedule or down payment requirements at (814) 825-2436 or (800) 480-0494.

First Mortgage Loans Up to 30 Years

Loan TypeRate Points Term
10 Year Conventional Fixed Mortgage Loan3.125% APR* 0 Points 120
10 Year Conventional Fixed Mortgage Loan2.750% APR* 3 Points 120
15 Year Conventional Fixed Mortgage Loan3.375% APR* 0 Points 180
15 Year Conventional Fixed Mortgage Loan2.875% APR* 3 Points 180
20 Year Conventional Fixed Mortgage Loan4.000% APR* 0 Points 240
20 Year Conventional Fixed Mortgage Loan3.625% APR* 3 Points 240
30 Year Conventional Fixed Mortgage Loan4.250% APR* 0 Points 360
30 Year Conventional Fixed Mortgage Loan3.875% APR* 3 Points 360
Jumbo Mortgage Loans: Amounts above $417,000See Below n/a n/a
10, 15 Year Fixed Mortgage Loan4.000% APR* 0 Points 120-180
10, 15 Year Fixed Mortgage Loan3.250% APR* 3 Points 120-180
20, 25, 30 Year Fixed Mortgage Loan4.750% APR* 0 Points 240-360
20, 25, 30 Year Fixed Mortgage Loan4.125% APR* 3 Points 240-360

Monthly Payment Estimator | Mortgage Application


First Mortgage Loans Up to 15 Years - No Closing Costs

Loan TypeRate APR Term
Mortgage Loans 0-60 Months4.50 4.50 60
Mortgage Loans 61-84 Months4.68 4.68 84
Mortgage Loans 85-144 Months4.82 4.82 144
Mortgage Loans 145-180 Months4.82 4.82 180