ErieFCU.org

Auto Loans

**1.99% APR includes a .25% discount. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction.
*The Annual Percentage Rates disclosed below with an asterisk ( * ) represent the lowest possible APR for that Auto Loan. Your interest rate and term will be based on certain credit worthiness criteria. Contact us to determine your qualifying APR. Payment example: 60 months at 3.50% Annual Percentage Rate with no payment protection produces a payment of $18.20 per $1,000.00 borrowed. Erie FCU makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Please refer to the Loan Disclosures.
A .25% discount off your qualifying APR is available. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction.

AUTOMOBILE & MOTORCYCLE NEW (2011 - 2014)

Loan TypeAPR
0 to 24 Months2.24*
25 to 36 Months2.75*
37 to 48 Months3.00*
49 to 60 Months3.50*
61 to 72 Months3.85*
73 to 84 Months4.50*

Monthly Payment Estimator | Vehicle Loan Application

AUTOMOBILE & MOTORCYCLE USED (2008 - 2010)

Loan TypeAPR
0 to 24 Months2.75*
25 to 36 Months3.25*
37 to 48 Months3.50*
49 to 60 Months4.00*
61 to 72 Months4.25*
73 to 84 Months5.25*

Monthly Payment Estimator | Vehicle Loan Application

AUTOMOBILE & MOTORCYCLE USED (2004 - 2007)

Loan TypeAPR
0 to 24 Months2.75*
25 to 36 Months3.25**
37 to 48 Months3.50*
49 to 54 Months4.00*

Monthly Payment Estimator | Vehicle Loan Application

NEW AND USED BOAT & RV LOANS

Loan TypeRate APR Term
New Boat & RV (0-24 Months)6.25 6.25 24
New Boat & RV (25-60 Months)6.75 6.75 60
New Boat & RV (61-84 Months)7.25 7.25 84
New Boat & RV (85-120 Months)7.75 7.75 120
Used Boat & RV (0-60 Months)7.50 7.50 60
Used Boat & RV (61-84 Months)8.00 8.00 84

Monthly Payment Estimator | Online Application