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Dividend +Plus Checking

A Dividend +Plus Checking Account Makes Sense For You!

Feel like your current checking account isn’t returning the favor? Open a Dividend +Plus Checking Account today and start earning up to 4.07% APY*. It's easy, we’ll show you how.


Here’s what you’ll need to qualify each month:

  • $500.00 Average Daily Balance each calendar month
  • Clear at least 15 PIN (Personal Identification Number) or Signature based purchases per month
  • Free EZ Money Manager (Enroll Now - One time activation)
  • Free EZ e-Statements (Enroll Now - One time activation)
  • Free EZ Bill Pay - pay at least one bill per month (Enroll Now - One time activation)

Meet all criteria listed above and here's what you'll earn:

  • 4.07% APY* on average daily balances from $500 up to $25,000
  • .10% APY* on average daily balances over $25,000

How do I know I've met all the qualified criteria to earn 4.07% APY?

  • Once you have signed up for Dividend +Plus Checking, simply log on to EZ Money Manager and click on (green icon for your daily status within Account Summary)

In addition to earning 4.07% APY, you’ll also receive:

  • Free checks with Direct Deposit
    • One box free basic checks annually for net pay Direct Deposit
    • Two boxes free basic checks for Direct Deposit of Social Security or retirement benefits
    • Online check ordering
  • Free Erie FCU Debit MasterCard
  • Four free foreign ATM transactions per month
  • No monthly fee when requirements are met
  • Unlimited use of Erie FCU owned or designated ATMs monthly
  • Erie FCU cards have surcharge-free access to over 25,000 CO-OP ATMs nationwide
  • Free 24/7 EZ Online Account Access
    • EZ Money Manager (view, print, access funds electronically)
    • EZ e-Statements (electronic monthly statement history available on the 3rd business day of every month)
    • EZ Bill Pay (save stamps with electronic payment processing)

That’s it! After all, you deserve more than just a regular checking account, visit any Erie FCU office location (View Locations) or Apply Online to open a Dividend +Plus Checking Account and start earning your 4.07% APY* today!

*APY=Annual Percentage Yield. Rates are subject to change without notice. 4.07% APY paid on average daily balance of $500.00 to $25,000 if all minimum monthly requirements are met. Minimum dividend interest rate .10% APY. A $2.00 fee will be charged for each month the requirements are not met. One Dividend +Plus Checking account per member and not available for Erie FCU Business Checking Accounts. Membership requires a $50.00 Share Account balance and is open to anyone who lives, works, worships or attends school in Erie or Crawford County, PA.

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