ErieFCU.org

Checking Comparison Chart

BenefitsDividend +Plus CheckingPremium CheckingFree Checking
Earns InterestYes (View Rate)*Yes (View Rate)No
Direct Deposit of Net PayYes/150 Free Checks per yearYes/150 Free Checks per yearYes
Social Security Retirement Direct DepositYes/150 Free Checks per yearYes/150 Free Checks per yearYes
Minimum Balance RequirementNoNoNo
Average Daily Balance Requirement to Earn Higher Dividend$500NoNo
Free Starter ChecksYesYesYes
Monthly Service FeeNo/$2 per month if all requirements are not met †Yes/$2 per monthNo
Overdraft Line of Credit OptionYesYesYes
Overdraft Protection OptionsYesYesYes
Shared Service Center AccessYesYesYes
Monthly Statement/ Paper or e-StatementEZ e-Statement RequiredYesYes
Free 24/7 Account AccessEZ Bill Pay RequiredYesYes
Free Debit MasterCardYesYesYes
Debit MasterCard and Free Erie FCU ATM Withdrawals/Inquiries **Yes/15 per day per card/ PIN or SignatureYes/15 per day per card/ PIN or SignatureYes/15 per day per card/ PIN or Signature
Free Erie FCU ATM Deposits ***Yes/UnlimitedYes/UnlimitedYes/Unlimited
Non-Erie FCU ATM Withdrawals4 free per month- $1 fee per withdrawal after 44 free per month- $1 fee per withdrawal after 4$1 per withdrawal
Non-Erie FCU ATM Inquiries$.50 per inquiry$.50 per inquiry$.50 per inquiry
*APY subject to change without notice for balances under $25,000. Balance portion over $25,000 will earn the minimum dividend rate.
**15 transactions per day per card including all PIN or signature transactions, withdrawals and inquiries combined.
***There is a 48 hour hold on deposits made at Erie FCU ATMs and a 72 hour hold on deposits made at Non-Erie FCU ATMs.
† Dividend +Plus Checking account allows you to earn up to 5.11% APY on balances below $25,000 when you enroll and use EZ e-Statements, EZ Bill Pay (paying at least one bill), post at least 15 POS Signature or PIN activated Debit Card purchases on your Dividend +Plus Checking and maintain any Average Daily Balance of at least $500 in your Dividend +Plus Checking each month.

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