ErieFCU.org

Checking Comparison Chart

BenefitsDividend +Plus CheckingPremium CheckingFree Checking
Earns InterestYes (View Rate)Yes (View Rate)No
Direct Deposit of Net PayYesYesYes
Social Security Retirement Direct DepositYesYesYes
Minimum Balance RequirementNoNoNo
Average Daily Balance Requirement to Earn Higher Dividend$500NoNo
One Free Box of Basic Credit Union ChecksYes with Direct Deposit of Net PayYes with Direct Deposit of Net PayNo
Two Free Boxes of Basic Credit Union ChecksYes with Social Security/Retirement Direct DepositYes with Social Security/Retirement Direct DepositNo
Monthly Service FeeNo/$2 per month if all requirements are not metYes/$2 per monthNo
Overdraft Line of Credit OptionYesYesYes
Overdraft Protection OptionsYesYesYes
Shared Service Center AccessYesYesYes
Monthly Statement/ Paper or e-StatementEZ e-Statement RequiredYesYes
Free 24/7 Account AccessEZ Bill Pay RequiredYesYes
Free Debit MasterCardYesYesYes
Debit MasterCard and Free Erie FCU ATM Withdrawals/InquiriesYes/15 per day per card/ PIN or SignatureYes/15 per day per card/ PIN or SignatureYes/15 per day per card/ PIN or Signature
Free Erie FCU ATM DepositsYes/UnlimitedYes/UnlimitedYes/Unlimited
Non-Erie FCU ATM Withdrawals4 free per month- $1.50 fee per withdrawal after 44 free per month- $1.50 fee per withdrawal after 4$1.50 fee per withdrawal
Non-Erie FCU ATM Inquiries$.75 per inquiry$.75 per inquiry$.75 per inquiry